Real Estate Investing in Fredericksburg, Pennsylvania (17026)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lebanon County • Population: 3,636 • Data updated: September 2026

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Should you buy in 17026 (Fredericksburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fredericksburg, PA (17026)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $359,960
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $94,375
% Renters 10.9%

Market Analysis: 17026 Fredericksburg

Investors eyeing 17026 need to respect the fundamentals at play. Home values of $360K come alongside slower price movement and elevated management overhead.

The 17026 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader PA picture, 17026 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 17026 includes headwinds that any investor should price in. Income distribution skews lower than Fredericksburg averages, and tenant stability requires active management.

New investors are better served looking at Fredericksburg's stable or hybrid ZIPs before stepping into 17026. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fredericksburg:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, PA Metro Area
Even conditions for buyers and sellers
22 days
Average time to sell
Fast
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, PA metro data
🏠

Property Strategy for 17026

Which property type performs best in this market?

Best for Cash Flow
3BR
3.4% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
4BR
$104,520/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $334,406 $1,580 3.4% +8.3% $111,469
4BR $418,080 $1,720 3.0% +8.3% $104,520

Market Trends

Home Value History (with trend line)

$376K$329K$283K$236K$190K$143KJul 2006Jul 2016Jul 2026

📊 How Does 17026 Compare?

Metric 17026 Fredericksburg Lebanon, PA Pennsylvania
Home Value $359,960 $359,960 N/A $278,018
5-Year CAGR 7.2% 7.2% N/A 6.3%
Avg Rent $1,116 $1,116 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 17026? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17026 (Fredericksburg, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Lebanon, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
27%
Days Pending
0/2
22 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $359,960
Monthly Rent $1,116
Price-to-Rent 26.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 17026

Population: 3,636

💰 Median Household Income
$94,375
This area
$94,375
State
$73,647
USA
$74,580
🏠 Renter Occupied
10.9%
This area
10.9%
State
23.0%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-7.4%
USA
3.7%
🎓 College Educated
17.4%
This area
17.4%
State
12.3%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.9%
Other/Mixed 3.5%
Black/African American 2.2%
Hispanic/Latino 1.5%
Asian 0.3%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17026

A Avg School Grade
2 Schools
14.6:1 Avg Class Size
$30,235 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Northern Lebanon SHS

📚 07 – 12 High School
👥
1,005 Students
👨‍🏫
13.6:1 Class Size
💰
$30,235 Per Student
A Very Good

Northern Lebanon El Sch

📚 K – 06 School
👥
1,060 Students
👨‍🏫
15.6:1 Class Size
💰
$30,235 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 64 Off-Campus Students
D
Champ's Barber School-Lebanon
19 students · 8.9 mi
C
Lebanon County Area Vocational Technical School
64 students · 9.0 mi
C+
Lebanon Valley College
2,142 students · 10.3 mi
C+
Empire Beauty School-Lebanon
33 students · 10.8 mi

Frequently Asked Questions

What kind of vacancy should I budget for in Fredericksburg, PA?

Occupancy in Fredericksburg, PA runs stable with elevated vacancy. Well-priced units at $1,116/mo lease on reasonable timelines.

Is PA a landlord-friendly state?

Landlord-friendliness in Fredericksburg, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

How much rent can I charge in Fredericksburg, PA?

Rents in Fredericksburg, PA run near $1,116/mo. Compared with median home prices of $360K that produces solid gross yields for typical rentals.

What strategy should investors use in Fredericksburg, PA?

A careful cash-flow rentals with hands-on management strategy Fredericksburg, PA best. The market produces predictable results for that approach at the $360K price point.

Is Fredericksburg, PA a good place for real estate investing?

Yes - Fredericksburg, PA a 3.0/5 investability score. With $360K home prices against $1,116/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 17026 now. You don’t know where it ranks.

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How 17026 ranks in Lebanon, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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