Real Estate Investing in Loysburg, Pennsylvania (16659)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 16659 (Loysburg, PA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 14.6% of homes vacant — above national norms.
- Elevated poverty: 24.0% poverty rate — can affect rent collection.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Loysburg, PA (16659)?
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Market Analysis: 16659 Loysburg
Not every below-median market is a bargain. Loysburg's 16659 ZIP registers signals that favor experienced operators who can absorb the risk $186K pricing implies.
For an experienced owner, 16659 can be a a strong candidate for hunting ground — but the discount at $186K reflects genuine risk that outside investors often underestimate.
From a cash-flow lens, 16659 offers a low basis, the region around Loysburg has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 16659 ZIP's population of 193 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Strategically, 16659 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Loysburg:
Market Trends
Home Value History (with trend line)
📊 How Does 16659 Compare?
| Metric | 16659 | Loysburg | Pennsylvania |
|---|---|---|---|
| Home Value | $185,871 | $185,871 | $278,018 |
| 5-Year CAGR | N/A | N/A | 6.3% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.7% | 3.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 16659 (Loysburg, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $185,871 |
| Monthly Rent | $873 |
| Price-to-Rent | 17.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 16659
Population: 193
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 16659
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does Loysburg, PA make sense for an investment property?
Loysburg, PA registers an investability rating of 2.0/5, with median home values near $186K and average rents around $873/mo. That combination puts it in the resilient tier for investor interest.
How much do tenants pay in Loysburg, PA?
The typical rental in Loysburg, PA commands about $873/mo monthly. That rent profile measured cash flow against the $186K purchase basis.
What investment strategy works best in Loysburg, PA?
Investors usually favor careful cash-flow rentals with hands-on management in Loysburg, PA. With home values at $186K and rents near $873/mo, other strategies can work but produce steady rather than outsized returns.
How tight is the rental market in Loysburg, PA?
Vacancy in Loysburg, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.
Are eviction rules reasonable in Loysburg, PA?
Rental owners in Loysburg, PA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 16659 now. You don’t know where it ranks.
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