Real Estate Investing in Clymer, Pennsylvania (15728)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 15728 (Clymer, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.3% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clymer, PA (15728)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 15728 Clymer
This part of Indiana County is not an easy win. The 15728 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 15728 can be a a credible choice for hunting ground — but the discount at $121K reflects genuine risk that outside investors often underestimate.
Nearby ZIPs in Clymer have seen price recovery that 15728 has not matched. Indiana County data supports the view that the spread is structural rather than temporary.
In practical terms, 3,468 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 15728 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Clymer:
Property Strategy for 15728
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $88,901 | $1,080 | 8.7% | +4.2% | $44,450 |
| 3BR | $121,522 | $1,460 | 8.7% | +3.4% | $40,507 |
| 4BR | $162,882 | $1,660 | 7.3% | +3.8% | $40,720 |
Market Trends
Home Value History (with trend line)
📊 How Does 15728 Compare?
| Metric | 15728 | Clymer | Indiana, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $121,427 | $121,427 | N/A | $278,018 |
| 5-Year CAGR | 2.2% | 2.2% | N/A | 6.3% |
| Avg Rent | $972 | $972 | N/A | - |
| Cap Rate | 6.2% | 6.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 15728 (Clymer, PA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 15728 (Clymer, PA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $121,427 |
| Monthly Rent | $972 |
| Price-to-Rent | 10.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.6% |
| Cap Rate | 6.2% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +6.3% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +2.2% ▲ |
| 10-Year CAGR | +3.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 15728
Population: 3,468
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 15728
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 932 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the best play in Clymer, PA?
Clymer, PA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($121K prices, $972/mo rents) make it a reasonable choice.
Is house hacking profitable in Clymer, PA?
House hacking works a challenging in Clymer, PA. Rents of $972/mo against $121K acquisition make the strategy solid for owner-occupants.
What is the typical renter like in Clymer, PA?
Tenant quality in Clymer, PA ranks as solid. Landlords generally report measured occupancy at market rents of $972/mo.
Does Clymer, PA make sense for an investment property?
The 3.0/5 investability rating in Clymer, PA reflects its $121K prices and $972/mo rents. Investors generally consider it a solid option within PA.
How landlord-friendly is Clymer, PA?
Landlord-friendliness in Clymer, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 15728 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 15728 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 15728 ranks in Indiana, PA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 15728 (Clymer)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 15728 (Clymer, PA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.