Real Estate Investing in Hyndman, Pennsylvania (15545)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bedford County • Population: 2,673 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 15545 (Hyndman, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hyndman, PA (15545)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $157,598
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $53,384
% Renters 19.3%

Market Analysis: 15545 Hyndman

This part of Bedford County is not an easy win. The 15545 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $891/mo on a $158K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 15545 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Hyndman have seen price recovery that 15545 has not matched. Bedford County data supports the view that the spread is structural rather than temporary.

Demographically, 15545 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 15545 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hyndman:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+10.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Somerset, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Somerset, PA metro data

Market Trends

Home Value History (with trend line)

$163K$150K$137K$125K$112K$99KOct 2014Sep 2020Jul 2026

📊 How Does 15545 Compare?

Metric 15545 Hyndman Somerset, PA Pennsylvania
Home Value $157,598 $157,598 N/A $278,018
5-Year CAGR 4.1% 4.1% N/A 6.3%
Avg Rent $891 $891 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 15545? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 15545 (Hyndman, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 15545 (Hyndman, PA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+4.1%
Moderate

📉 Market Crash Risk Index

Based on Somerset, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
56%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $157,598
Monthly Rent $891
Price-to-Rent 14.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +10.0% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 15545

Population: 2,673

💰 Median Household Income
$53,384
This area
$53,384
State
$73,647
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-7.4%
USA
3.7%
🎓 College Educated
7.3%
This area
7.3%
State
12.3%
USA
33.7%
👤 Median Age
48.8 years
This area
48.8 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 97.7%
Other/Mixed 2.0%
Hispanic/Latino 0.8%
Asian 0.3%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
21.6%
This area
21.6%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 15545

A Avg School Grade
1 Schools
8.2:1 Avg Class Size
$18,612 Avg Per Pupil

Schools in This ZIP Code

A Very Good

HOPE for Hyndman Charter School

📚 K – 12 K-12 Charter
👥
138 Students
👨‍🏫
8.2:1 Class Size
💰
$18,612 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 594 Off-Campus Students
C+
Allegany College of Maryland
2,665 students · 9.1 mi
C+
Frostburg State University
4,075 students · 12.2 mi

Investor Insight: With 594 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much should I expect to pay for a home in Hyndman, PA?

Typical homes in Hyndman, PA go for around $158K. The 5-year CAGR of 0.0% predictable price movement.

What is the tenant pool like in Hyndman, PA?

Expect a solid tenant pool in Hyndman, PA. The rental market absorbs $891/mo rents without meaningful friction.

Is PA a landlord-friendly state?

The landlord environment in Hyndman, PA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Does a duplex house hack pencil in Hyndman, PA?

For house hackers, Hyndman, PA is a challenging. The $891/mo rent on a unit helps defray the mortgage on a $158K property.

Which investment style suits Hyndman, PA?

A careful cash-flow rentals with hands-on management strategy Hyndman, PA best. The market produces reliable results for that approach at the $158K price point.

You know 15545 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 15545 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 15545 ranks in Somerset, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 15545 (Hyndman)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 15545 (Hyndman, PA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.