Real Estate Investing in Treadwell, New York (13846)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 259 • Data updated: September 2026

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Should you buy in 13846 (Treadwell, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 14.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Lower household income: $30,086 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Treadwell, NY (13846)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,771
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $30,086
% Renters 12.1%

Market Analysis: 13846 Treadwell

The 13846 ZIP in Treadwell, NY is a local-operator market. Outside capital chasing a $262K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13846 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Treadwell have seen price recovery that 13846 has not matched. Delaware County data supports the view that the spread is structural rather than temporary.

Resident income in 13846 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Treadwell:

D Needs Caution
Buy Confidence Score: 48/100
Affordability
0/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.7× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$265K$258K$250K$243K$235K$227KDec 2023Apr 2025Jul 2026

📊 How Does 13846 Compare?

Metric 13846 Treadwell New York
Home Value $261,771 $261,771 $505,608
5-Year CAGR N/A N/A 6.6%
Avg Rent $990 $990 -
Cap Rate 3.0% 3.0% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13846 (Treadwell, NY). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low

📊 Market Snapshot

Home Value $261,771
Monthly Rent $990
Price-to-Rent 22.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 3.0%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13846

Population: 259

💰 Median Household Income
$30,086
This area
$30,086
State
$86,376
USA
$74,580
🏠 Renter Occupied
12.1%
This area
12.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
29.6%
This area
29.6%
State
4.2%
USA
33.7%
👤 Median Age
63.5 years
This area
63.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 99.2%
Black/African American 0.8%
👶 Under 18
14.9%
This area
14.9%
USA
22.0%
👴 65 and Over
40.4%
This area
40.4%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 32 Off-Campus Students
C
Hartwick College
1,113 students · 6.8 mi
C
Otsego Area BOCES-Practical Nursing Program
17 students · 6.9 mi
B
SUNY Oneonta
5,514 students · 7.5 mi
C+
SUNY College of Technology at Delhi
2,777 students · 9.1 mi

Frequently Asked Questions

How strong is Treadwell, NY for real estate investors?

Our data puts Treadwell, NY at 2.0/5 for investability. Home prices of $262K and rents around $990/mo create a solid backdrop for investor activity.

Where do rents currently stand in Treadwell, NY?

Rent in Treadwell, NY is around $990/mo. The resulting rent-to-value relationship with $262K pricing is reasonable for most investor models.

Is Treadwell, NY landlord-friendly?

Landlord-friendliness in Treadwell, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Are tenants stable in Treadwell, NY?

Expect a solid tenant pool in Treadwell, NY. The rental market absorbs $990/mo rents without meaningful friction.

What are vacancy rates like in Treadwell, NY?

Treadwell, NY carries elevated vacancy risk. Expect measured absorption at market rents of $990/mo.

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