Real Estate Investing in Kirkwood, New York (13795)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13795 (Kirkwood, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kirkwood, NY (13795)?
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Market Analysis: 13795 Kirkwood
ZIP 13795 inside Broome County looks affordable on the surface — median value of $191K — but the discount exists for reasons that a careful buyer should understand before committing.
Looking more closely, the numbers look inviting — $191K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13795 is substantial and deserves full respect.
Nearby ZIPs in Kirkwood have seen price recovery that 13795 has not matched. Broome County data supports the view that the spread is structural rather than temporary.
Demographically, 13795 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Kirkwood's stable or hybrid ZIPs before stepping into 13795. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Kirkwood:
Property Strategy for 13795
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $128,595 | $1,120 | 6.3% | +8.5% | $64,298 |
| 3BR | $176,138 | $1,430 | 5.8% | +7.4% | $58,713 |
| 4BR | $226,870 | $1,650 | 5.2% | +7.8% | $56,717 |
Market Trends
Home Value History (with trend line)
📊 How Does 13795 Compare?
| Metric | 13795 | Kirkwood | Binghamton, NY | New York |
|---|---|---|---|---|
| Home Value | $191,037 | $191,037 | N/A | $505,608 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 6.6% |
| Avg Rent | $1,008 | $1,008 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13795 (Kirkwood, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,037 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 15.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +8.8% ▲ |
| 3-Year CAGR | +6.0% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13795
Population: 3,180
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13795
Schools in This ZIP Code
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
RICHARD T STANK MIDDLE SCHOOL
SUSQUEHANNA VALLEY SENIOR HIGH SCHOOL
F P DONNELLY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,333 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much does a house cost in Kirkwood, NY?
Expect median prices around $191K in Kirkwood, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
What kind of tenants rent in Kirkwood, NY?
Kirkwood, NY draws a even-keeled base of working renters. Demand at the $1,008/mo rent level is reasonable for standard single-family and small multi rentals.
Where do rents currently stand in Kirkwood, NY?
Rental rates in Kirkwood, NY average $1,008/mo. Tenant demand and $191K home values make the yield look reasonable by investor standards.
Is NY a landlord-friendly state?
Kirkwood, NY operates under NY law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.
What is the best play in Kirkwood, NY?
In Kirkwood, NY the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $191K prices and $1,008/mo rents suits that approach.
You know 13795 now. You don’t know where it ranks.
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How 13795 ranks in Binghamton, NY
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