Real Estate Investing in Kirkwood, New York

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1 ZIP codes • Population: 3,180 • Broome County

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Should you buy in Kirkwood, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Kirkwood, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.7% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $191,037
Avg Monthly Rent $1,008
ZIP Codes 1

Investing in Kirkwood Real Estate

Kirkwood (New York) spans 1 ZIPs and roughly a sizable population. firmly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

plainly Kirkwood's aggregate rating of ★★★☆☆ reflects soft investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

The $1,008/mo / $191K relationship in Kirkwood looks tepid once vacancy and capex are incorporated into underwriting. leans the realized yield tends to disappoint.

Population dynamics in Kirkwood haven't been supportive. better suited elsewhere for combined with muted income growth, the demographic backdrop complicates any purely financial underwriting.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Binghamton, NY

Kirkwood is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$191,037
Avg Monthly Rent
$1,008
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Binghamton, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
28 days

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⚖️ Balanced Market — Binghamton, NY metro
28
Days to pending
7.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Kirkwood, NY

Screen every ZIP in Kirkwood

Filter Kirkwood’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Kirkwood, NY

What kind of vacancy should I budget for in Kirkwood, NY?

Expect elevated vacancy in Kirkwood, NY. Rents at $1,008/mo are absorbed by the tenant base without meaningful lag.

Does Kirkwood, NY make sense for an investment property?

Kirkwood, NY records an investability rating of 3.0/5, with median home values near $191K and average rents around $1,008/mo. That combination puts it in the resilient tier for investor interest.

Is Kirkwood, NY suited for a house hack?

House hacking in Kirkwood, NY is reasonable to execute. Prices around $191K and rents of $1,008/mo solid owner-occupant economics.

Is rental property easy to operate in Kirkwood, NY?

NY ranks as a tenant-protective state for landlord-tenant law. Kirkwood generally follows the statewide framework, so landlords face reasonable operating rules.

What is the average home sale price in Kirkwood, NY?

Kirkwood, NY home values average about $191K. That price point suits investors targeting rentals with $1,008/mo in monthly income.

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