Real Estate Investing in Roseboom, New York (13450)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13450 (Roseboom, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 38.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Roseboom, NY (13450)?
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Market Analysis: 13450 Roseboom
The 13450 ZIP covers a section of Roseboom that demands careful diligence. Prices near $195K look accessible, but the work to make a deal cash flow is real.
The investment case in 13450 is impressive only for operators who understand what they are buying. A $195K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader NY picture, 13450 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 13450 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Roseboom's stable or hybrid ZIPs before stepping into 13450. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Roseboom:
Market Trends
Home Value History (with trend line)
📊 How Does 13450 Compare?
| Metric | 13450 | Roseboom | Oneonta, NY | New York |
|---|---|---|---|---|
| Home Value | $194,791 | $194,791 | N/A | $505,608 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 6.6% |
| Avg Rent | $1,143 | $1,143 | N/A | - |
| Cap Rate | 4.6% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13450 (Roseboom, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,791 |
| Monthly Rent | $1,143 |
| Price-to-Rent | 14.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.6% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13450
Population: 251
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much should I expect to pay for a home in Roseboom, NY?
Roseboom, NY median home values land near $195K. That is reasonable territory for investors looking at $1,143/mo-per-month rentals.
How strong is tenant demand in Roseboom, NY?
The tenant pool in Roseboom, NY is solid, supported by local employment and population fundamentals. Rents of $1,143/mo are well-absorbed by the market.
Do landlords face vacancy issues in Roseboom, NY?
Occupancy in Roseboom, NY runs measured with elevated vacancy. Well-priced units at $1,143/mo lease on reasonable timelines.
How viable is house hacking in Roseboom, NY?
Roseboom, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,143/mo rent level.
Is NY a landlord-friendly state?
NY ranks as a tenant-protective state for landlord-tenant law. Roseboom generally follows the statewide framework, so landlords face reasonable operating rules.
You know 13450 now. You don’t know where it ranks.
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How 13450 ranks in Oneonta, NY
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