Real Estate Investing in Richfield Springs, New York (13439)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13439 (Richfield Springs, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 38.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Richfield Springs, NY (13439)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 13439 Richfield Springs
Not every below-median market is a bargain. Richfield Springs's 13439 ZIP reflects signals that favor experienced operators who can absorb the risk $225K pricing implies.
The investment case in 13439 is robust only for operators who understand what they are buying. A $225K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 13439 and stronger Richfield Springs ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 13439 ZIP's population of 3,667 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Richfield Springs:
Property Strategy for 13439
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $220,541 | $1,070 | 3.5% | +8.2% | $110,270 |
| 3BR | $212,116 | $1,290 | 4.4% | +6.2% | $70,705 |
| 4BR | $226,436 | $1,490 | 4.7% | +6.7% | $56,609 |
| 5BR | $266,659 | — | — | +7.4% | $53,332 |
Market Trends
Home Value History (with trend line)
📊 How Does 13439 Compare?
| Metric | 13439 | Richfield Springs | Utica-Rome, NY | New York |
|---|---|---|---|---|
| Home Value | $225,209 | $225,209 | N/A | $505,608 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 6.6% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13439 (Richfield Springs, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 13439 (Richfield Springs, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $225,209 |
| Monthly Rent | $963 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13439
Population: 3,667
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13439
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the smart move for investors in Richfield Springs, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Richfield Springs, NY. With home values at $225K and rents near $963/mo, other strategies can work but produce reliable rather than outsized returns.
Does Richfield Springs, NY make sense for an investment property?
Richfield Springs, NY stands at an investability rating of 3.0/5, with median home values near $225K and average rents around $963/mo. That combination puts it in the durable tier for investor interest.
Are renters plentiful in Richfield Springs, NY?
The tenant pool in Richfield Springs, NY is solid, supported by local employment and population fundamentals. Rents of $963/mo are well-absorbed by the market.
How landlord-friendly is Richfield Springs, NY?
NY law tenant-protective for landlords, and Richfield Springs inherits those rules. Investors should still review local ordinances for rental licensing.
Do rentals sit vacant long in Richfield Springs, NY?
Richfield Springs, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 13439 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 13439 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 13439 ranks in Utica-Rome, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 13439 (Richfield Springs)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 13439 (Richfield Springs, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.