Real Estate Investing in Inlet, New York (13360)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13360 (Inlet, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 95.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Inlet, NY (13360)?
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Market Analysis: 13360 Inlet
ZIP 13360 inside Hamilton County looks affordable on the surface — median value of $387K — but the discount exists for reasons that a careful buyer should understand before committing.
The 13360 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 13360 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 13360 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The right play in 13360 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Inlet:
Market Trends
Home Value History (with trend line)
📊 How Does 13360 Compare?
| Metric | 13360 | Inlet | New York |
|---|---|---|---|
| Home Value | $387,149 | $387,149 | $505,608 |
| 5-Year CAGR | 7.0% | 7.0% | 6.6% |
| Avg Rent | $1,287 | $1,287 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13360 (Inlet, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $387,149 |
| Monthly Rent | $1,287 |
| Price-to-Rent | 25.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13360
Population: 193
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What do rentals go for in Inlet, NY?
Rent in Inlet, NY is around $1,287/mo. The resulting rent-to-value relationship with $387K pricing is reasonable for most investor models.
Do landlords face vacancy issues in Inlet, NY?
Inlet, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
How does Inlet, NY rate as a rental market?
Inlet, NY reflects an investability rating of 3.0/5, with median home values near $387K and average rents around $1,287/mo. That combination puts it in the impressive tier for investor interest.
What real estate strategy is ideal for Inlet, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Inlet, NY. With home values at $387K and rents near $1,287/mo, other strategies can work but produce predictable rather than outsized returns.
What is the average home sale price in Inlet, NY?
Median home price in Inlet, NY is near $387K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.
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