Real Estate Investing in Cutchogue, New York (11935)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 11935 (Cutchogue, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.
- High vacancy: 38.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
⚠ Data quality notice
- Rental data under review — the recorded rent is far above HUD fair-market rent for this ZIP. Cash-flow figures are excluded from rankings pending verification.
What’s happening in Cutchogue, NY (11935)?
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Market Analysis: 11935 Cutchogue
Investors looking for drama won't find it in 11935. The Cutchogue, NY ZIP offers $1.3M homes, steady $15,000/mo rents, and a an appealing option for risk profile.
Investors who dislike surprises tend to like 11935. The a solid fit for blend of $15,000/mo rent, $1.3M median value, and modest growth has held through multiple cycles.
Compared with the rest of NY, ZIP 11935 tracks near the median on most investment metrics. That is the definition of a reliable market rather than a remarkable one.
The 11935 ZIP attracts long-tenure households — families, middle-income earners, and established owner-occupants. That profile tends to correspond with predictable market behavior.
The strategic fit for 11935 is core buy-and-hold. On balance, the ZIP does not produce spectacular returns, it also does not produce spectacular mistakes — and that reliability has value.
Here's what matters if you're considering buying a home in Cutchogue:
Property Strategy for 11935
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $1,139,783 | $3,580 | 2.3% | +10.1% | $379,928 |
| 4BR | $1,426,043 | $3,790 | 1.9% | +10.9% | $356,511 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 11935 Compare?
| Metric | 11935 | Cutchogue | New York |
|---|---|---|---|
| Home Value | $1,254,063 | $1,254,063 | $505,608 |
| 5-Year CAGR | 5.9% | 5.9% | 6.6% |
| Avg Rent | $15,000 | $15,000 | - |
| Cap Rate | 9.3% | 9.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 11935 (Cutchogue, NY). Anonymous, moderated, never written by AI.
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Property managers serving Suffolk County
Manage rentals here? List your business →CXA Management provides property management services. summary from their website
Eminent Properties Ltd is a property management company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,254,063 |
| Monthly Rent | $15,000 |
| Price-to-Rent | 7.0:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 14.4% |
| Cap Rate | 9.3% |
| 5-Year IRR | 15.2% |
📈 Home Appreciation
| 1-Year | +5.8% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (9.3%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 11935
Population: 2,946
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 11935
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
NEW SUFFOLK SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do rentals go for in Cutchogue, NY?
Rents in Cutchogue, NY run near $15,000/mo. Compared with median home prices of $1.3M that produces solid gross yields for typical rentals.
How viable is house hacking in Cutchogue, NY?
Cutchogue, NY offers a tougher house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $15,000/mo rent level.
What kind of market is Cutchogue, NY for investors?
Cutchogue, NY rates 5.0/5 for investability. With median values at $1.3M and rents near $15,000/mo, the market offers reasonable fundamentals for rental investors.
What strategy should investors use in Cutchogue, NY?
In Cutchogue, NY the robust play is typically steady buy-and-hold investing. The combination of $1.3M prices and $15,000/mo rents suits that approach.
What is it like being a landlord in Cutchogue, NY?
The landlord environment in Cutchogue, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
You know 11935 now. You don’t know where it ranks.
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How 11935 ranks in New York-Newark-Jersey City, NY-NJ-PA
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