Real Estate Investing in New York, New York (10301)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Richmond County • Population: 39,799 • Data updated: September 2026

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Should you buy in 10301 (New York, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.3% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in New York, NY (10301)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $720,880
Avg Monthly Rent $2,706
1% Rule ✗ Does Not Meet
Median Income $84,855
% Renters 53.9%

Market Analysis: 10301 New York

Investors eyeing 10301 need to respect the fundamentals at play. Home values of $721K come alongside slower price movement and elevated management overhead.

The 10301 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in New York have seen price recovery that 10301 has not matched. Richmond County data supports the view that the spread is structural rather than temporary.

The demographic picture in 10301 includes headwinds that any investor should price in. Income distribution skews lower than New York averages, and tenant stability requires active management.

The 10301 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New York:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.5× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,706/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 10301

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
4BR
+4.5% 5yr CAGR
Best Overall Value
4BR
$221,644/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $559,801 $3,040 3.9% +2.4% $279,901
3BR $708,529 $3,810 3.9% +4.4% $236,176
4BR $886,576 $4,140 3.4% +4.5% $221,644

Market Trends

Home Value History (with trend line)

$748K$670K$593K$516K$439K$361KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,232$2,954$2,676$2,398$2,120$1,843Apr 2022Jun 2024Jul 2026

📊 How Does 10301 Compare?

Metric 10301 New York New York
Home Value $720,880 $572,493 $505,608
5-Year CAGR 3.2% 1.2% 6.6%
Avg Rent $2,706 $3,425 -
Cap Rate 2.9% 3.2% -
💡 Why Invest in 10301? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

54% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10301 (New York, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $720,880
Monthly Rent $2,706
Price-to-Rent 22.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +4.3% ▲

🏠 Rent Trends

1-Year +6.6% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.3%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.2%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 10301

Population: 39,799

💰 Median Household Income
$84,855
This area
$84,855
State
$86,376
USA
$74,580
🏠 Renter Occupied
53.9%
This area
53.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-24.2%
USA
3.7%
🎓 College Educated
39.7%
This area
39.7%
State
4.2%
USA
33.7%
👤 Median Age
36.8 years
This area
36.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
13.3%
This area
13.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 51.4%
Black/African American 21.5%
Other/Mixed 19.2%
Hispanic/Latino 14.6%
Asian 7.8%
👶 Under 18
20.7%
This area
20.7%
USA
22.0%
👴 65 and Over
15.6%
This area
15.6%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10301

B+ Avg School Grade
13 Schools
10.8:1 Avg Class Size
$20,803 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

BRIDGE PREPARATORY CHARTER SCHOOL

📚 01 – 05 Elementary Charter
👥
242 Students
👨‍🏫
8.1:1 Class Size
💰
$20,803 Per Student
B+ Above Average

PS 16 JOHN J DRISCOLL

📚 Pre-K – 05 Elementary
👥
376 Students
👨‍🏫
11.7:1 Class Size
B+ Above Average

PS 31 WILLIAM T DAVIS

📚 Pre-K – 05 Elementary
👥
336 Students
👨‍🏫
10.0:1 Class Size
B+ Above Average

PS 65 ACADEMY OF INNOVATIVE LEARNING (THE)

📚 Pre-K – 05 Elementary
👥
357 Students
👨‍🏫
11.0:1 Class Size
B+ Above Average
👥
701 Students
👨‍🏫
10.0:1 Class Size
B+ Above Average

HARBOR VIEW SCHOOL (THE)

📚 Pre-K – 05 Elementary
👥
267 Students
👨‍🏫
8.8:1 Class Size
B+ Above Average

IS 61 WILLIAM A MORRIS

📚 06 – 08 Middle
👥
926 Students
👨‍🏫
11.3:1 Class Size
B+ Above Average

PS 74 FUTURE LEADERS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
252 Students
👨‍🏫
9.8:1 Class Size
B Good

RICHARD H HUNGERFORD SCHOOL (THE)

📚 10 – 11 High School
👥
496 Students
👨‍🏫
6.1:1 Class Size
B Good

FORT HILL COLLABORATIVE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
181 Students
👨‍🏫
10.5:1 Class Size
B Good

PS 35 CLOVE VALLEY SCHOOL (THE)

📚 K – 05 Elementary
👥
394 Students
👨‍🏫
15.8:1 Class Size
B Good

MICHAEL J PETRIDES SCHOOL (THE)

📚 Pre-K – 12 K-12
👥
1,429 Students
👨‍🏫
13.3:1 Class Size
C+ Average

CURTIS HIGH SCHOOL

📚 09 – 12 High School
👥
2,256 Students
👨‍🏫
14.2:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 279 Off-Campus Students
C
Wagner College
1,932 students · 0.9 mi
D
Career School of NY
110 students · 1.3 mi
B
College of Staten Island CUNY
10,736 students · 3.3 mi
C+
Brittany Beauty Academy
75 students · 3.5 mi
C+
Paul Mitchell the School-NYC
75 students · 3.9 mi
D
St Paul's School of Nursing-Staten Island
661 students · 4.7 mi
C+
Talmudical Seminary of Bobov
515 students · 5.3 mi
C+
Congregation Talmidei Mesivta Tiferes Shmiel Aleksander
169 students · 5.3 mi

Frequently Asked Questions

What do rentals go for in New York, NY?

Average rent in New York, NY is approximately $2,706/mo per month. Against $721K home values that yields a reasonable rent-to-price ratio.

What is the best play in New York, NY?

For New York, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How do landlord-tenant laws work in New York, NY?

NY law tenant-protective for landlords, and New York inherits those rules. Investors should still review local ordinances for rental licensing.

Does house hacking make sense in New York, NY?

House hacking in New York, NY is reasonable to execute. Prices around $721K and rents of $2,706/mo solid owner-occupant economics.

What is the typical home price in New York, NY?

In New York, NY the median home value sits at $721K. Against the broader NY market, that reads as reasonable for most investors.

You know 10301 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 10301 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 10301 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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