Real Estate Investing in Newton, New Jersey (07860)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sussex County • Population: 26,521 • Data updated: September 2026

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Should you buy in 07860 (Newton, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Newton, NJ (07860)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $450,730
Avg Monthly Rent $1,986
1% Rule ✗ Does Not Meet
Median Income $103,876
% Renters 20.1%

Market Analysis: 07860 Newton

The 07860 ZIP in Newton, NJ is a local-operator market. Outside capital chasing a $451K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 07860 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 07860 and stronger Newton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 07860 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 07860 is an operator game, not a passive one. From an investor standpoint, entry prices of $451K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newton:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,986/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07860

Which property type performs best in this market?

Best for Cash Flow
1BR
4.2% cap rate
Best for Appreciation
1BR
+11.6% 5yr CAGR
Best Overall Value
5BR
$134,334/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $279,180 $1,630 4.2% +11.6% $279,180
2BR $345,551 $1,970 4.1% +10.6% $172,775
3BR $431,512 $2,470 4.1% +10.4% $143,837
4BR $575,738 $2,810 3.5% +10.5% $143,935
5BR $671,670 +10.9% $134,334

Market Trends

Home Value History (with trend line)

$470K$414K$359K$303K$247K$192KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,117$2,086$2,055$2,024$1,993$1,962Aug 2025Feb 2026Jul 2026

📊 How Does 07860 Compare?

Metric 07860 Newton New Jersey
Home Value $450,730 $450,730 $559,826
5-Year CAGR 6.0% 6.0% 8.4%
Avg Rent $1,986 $1,986 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 07860? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07860 (Newton, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+6.0%
Moderate

📊 Market Snapshot

Home Value $450,730
Monthly Rent $1,986
Price-to-Rent 18.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 07860

Population: 26,521

💰 Median Household Income
$103,876
This area
$103,876
State
$113,906
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-9.5%
USA
3.7%
🎓 College Educated
38.0%
This area
38.0%
State
25.9%
USA
33.7%
👤 Median Age
47.3 years
This area
47.3 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 88.7%
Other/Mixed 6.4%
Hispanic/Latino 5.1%
Black/African American 3.8%
Asian 1.2%
👶 Under 18
18.5%
This area
18.5%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07860

A+ Avg School Grade
9 Schools
9.6:1 Avg Class Size
$31,925 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Kittatinny Regional High School

📚 07 – 12 High School
👥
752 Students
👨‍🏫
9.7:1 Class Size
💰
$33,969 Per Student
A+ Excellent

Marian E. McKeown Elementary School

📚 Pre-K – 06 School
👥
314 Students
👨‍🏫
8.5:1 Class Size
💰
$28,606 Per Student
A+ Excellent

Merriam Avenue School

📚 Pre-K – 04 Elementary
👥
524 Students
👨‍🏫
11.4:1 Class Size
💰
$26,684 Per Student
A+ Excellent

Florence M. Burd

📚 Pre-K – 04 Elementary
👥
255 Students
👨‍🏫
9.0:1 Class Size
💰
$43,959 Per Student
A+ Excellent

Halsted Middle School

📚 05 – 08 School
👥
296 Students
👨‍🏫
8.3:1 Class Size
💰
$26,684 Per Student
A+ Excellent

Newton High School

📚 09 – 12 High School
👥
723 Students
👨‍🏫
12.1:1 Class Size
💰
$26,684 Per Student
A+ Excellent

Fredon Township School

📚 Pre-K – 06 School
👥
186 Students
👨‍🏫
10.0:1 Class Size
💰
$30,537 Per Student
A+ Excellent

Frelinghuysen Township Elementary School

📚 Pre-K – 06 School
👥
119 Students
👨‍🏫
10.0:1 Class Size
💰
$26,240 Per Student
A+ Excellent

Long Pond School

📚 05 – 08 School
👥
193 Students
👨‍🏫
7.8:1 Class Size
💰
$43,959 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,010 Off-Campus Students
C
Sussex County Community College
2,220 students · 2.8 mi
C
Centenary University
1,453 students · 14.7 mi

Investor Insight: With 1,010 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Newton, NJ a good market for buy-and-hold investors?

Our data puts Newton, NJ at 3.0/5 for investability. Home prices of $451K and rents around $1,986/mo create a solid backdrop for investor activity.

Do landlords face vacancy issues in Newton, NJ?

Expect elevated vacancy in Newton, NJ. Rents at $1,986/mo are absorbed by the tenant base without meaningful lag.

What are rental rates like in Newton, NJ?

Rental rates in Newton, NJ average $1,986/mo. Tenant demand and $451K home values make the yield look reasonable by investor standards.

Are homes affordable in Newton, NJ?

Newton, NJ home values average about $451K. That price point suits investors targeting rentals with $1,986/mo in monthly income.

What is the best play in Newton, NJ?

Newton, NJ investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($451K prices, $1,986/mo rents) make it a reasonable choice.

You know 07860 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07860 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 07860 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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