Real Estate Investing in Oakland, New Jersey (07436)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bergen County • Population: 12,676 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 07436 (Oakland, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 30.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oakland, NJ (07436)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $780,373
Avg Monthly Rent $2,106
1% Rule ✗ Does Not Meet
Median Income $162,910
% Renters 8.9%

Market Analysis: 07436 Oakland

On the rental side, ZIP 07436 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $780K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $780K asset, 07436 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 07436 and stronger Oakland ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 07436 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 07436 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oakland:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+9.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,106/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07436

Which property type performs best in this market?

Best for Cash Flow
4BR
3.0% cap rate
Best for Appreciation
5BR
+8.5% 5yr CAGR
Best Overall Value
5BR
$212,156/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $567,934 $2,340 3.0% +7.8% $283,967
3BR $702,480 $2,850 2.9% +7.7% $234,160
4BR $870,088 $3,640 3.0% +8.2% $217,522
5BR $1,060,778 +8.5% $212,156

Market Trends

Home Value History (with trend line)

$810K$724K$637K$550K$464K$377KJul 2006Jul 2016Jul 2026

📊 How Does 07436 Compare?

Metric 07436 Oakland New Jersey
Home Value $780,373 $780,373 $559,826
5-Year CAGR 5.9% 5.9% 8.4%
Avg Rent $2,106 $2,106 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 07436? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07436 (Oakland, NJ). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 07436 (Oakland, NJ)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Bergen County

Manage rentals here? List your business →

First National Realty Management, LLC offers tenant services including registration, maintenance requests, and notary services. summary from their website

Unclaimed — is this your business? Claim it free

MEM Property Management Corporation offers property management, construction, collection, and insurance services, helping clients enjoy their homes. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $780,373
Monthly Rent $2,106
Price-to-Rent 30.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +9.0% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 07436

Population: 12,676

💰 Median Household Income
$162,910
This area
$162,910
State
$113,906
USA
$74,580
🏠 Renter Occupied
8.9%
This area
8.9%
State
28.4%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-9.5%
USA
3.7%
🎓 College Educated
54.3%
This area
54.3%
State
25.9%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 85.7%
Other/Mixed 9.8%
Hispanic/Latino 8.3%
Asian 3.7%
Black/African American 0.8%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
15.5%
This area
15.5%
USA
17.3%
📊 Poverty Rate
1.2%
This area
1.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07436

A+ Avg School Grade
5 Schools
10.0:1 Avg Class Size
$32,568 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Indian Hills High School

📚 09 – 12 High School
👥
694 Students
👨‍🏫
8.7:1 Class Size
💰
$34,054 Per Student
A+ Excellent

Valley Middle School

📚 06 – 08 Middle
👥
446 Students
👨‍🏫
9.1:1 Class Size
💰
$32,197 Per Student
A+ Excellent

Dogwood Hill Elementary School

📚 K – 05 Elementary
👥
241 Students
👨‍🏫
10.1:1 Class Size
💰
$32,197 Per Student
A+ Excellent

Manito Elementary School

📚 K – 05 Elementary
👥
257 Students
👨‍🏫
9.6:1 Class Size
💰
$32,197 Per Student
A+ Excellent

Heights Elementary School

📚 Pre-K – 05 Elementary
👥
376 Students
👨‍🏫
12.4:1 Class Size
💰
$32,197 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Franklin Avenue Middle School

📚 06 – 08 Middle
📍 755 Franklin Avenue, Franklin Lakes
👥
377 Students
👨‍🏫
7.1:1 Class Size
💰
$33,431 Per Student
A+ Excellent

Colonial Road School

📚 Pre-K – 05 Elementary
📍 749 Colonial Road, Franklin Lakes
👥
246 Students
👨‍🏫
7.2:1 Class Size
💰
$33,431 Per Student
A+ Excellent

High Mountain Road School

📚 Pre-K – 05 Elementary
📍 765 High Mountain Road, Franklin Lakes
👥
297 Students
👨‍🏫
10.1:1 Class Size
💰
$33,431 Per Student
A+ Excellent

Woodside Avenue School

📚 K – 05 Elementary
📍 305 Woodside Avenue, Franklin Lakes
👥
281 Students
👨‍🏫
10.2:1 Class Size
💰
$33,431 Per Student
A+ Excellent

Ramapo High School

📚 09 – 12 High School
📍 331 GEORGE STREET, FRANKLIN LAKES
👥
1,188 Students
👨‍🏫
10.1:1 Class Size
💰
$34,054 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,926 Off-Campus Students
B
Ramapo College of New Jersey
5,521 students · 4.9 mi
C
Eastwick College-Ramsey
929 students · 6.0 mi
C
Lincoln Technical Institute-Mahwah
964 students · 6.0 mi
C+
William Paterson University of New Jersey
9,426 students · 6.3 mi
C
Passaic County Community College
5,165 students · 8.7 mi
C
Berkeley College-Woodland Park
2,007 students · 9.6 mi
C
Hohokus School of Trade and Technical Sciences
134 students · 9.6 mi
C
Bergen Community College
11,801 students · 9.6 mi

Investor Insight: With 6,926 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much is rent in Oakland, NJ?

Investors in Oakland, NJ typically see rents near $2,106/mo per month against $780K home values - a solid setup for rental cash flow.

What is the typical home price in Oakland, NJ?

Oakland, NJ home values average about $780K. That price point suits investors targeting rentals with $2,106/mo in monthly income.

Is Oakland, NJ a good market for buy-and-hold investors?

The 3.0/5 investability rating in Oakland, NJ reflects its $780K prices and $2,106/mo rents. Investors generally consider it a solid option within NJ.

Is NJ a landlord-friendly state?

For rental operators, Oakland, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

How should investors approach Oakland, NJ?

The best-fit strategy in Oakland, NJ is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 07436 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07436 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 07436 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 07436 (Oakland)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 07436 (Oakland, NJ).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.