Real Estate Investing in Mountainside, New Jersey (07092)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07092 (Mountainside, NJ)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 33.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mountainside, NJ (07092)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 07092 Mountainside
ZIP 07092 inside Union County looks affordable on the surface — median value of $1.1M — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $2,655/mo on a $1.1M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 07092 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Mountainside have seen price recovery that 07092 has not matched. Union County data supports the view that the spread is structural rather than temporary.
The demographic picture in 07092 includes headwinds that any investor should price in. Income distribution skews lower than Mountainside averages, and tenant stability requires active management.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Mountainside:
Property Strategy for 07092
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $941,764 | $3,690 | 2.8% | +8.0% | $313,921 |
| 4BR | $1,072,700 | $4,190 | 2.8% | +8.3% | $268,175 |
| 5BR | $1,350,499 | — | — | +9.2% | $270,100 |
Market Trends
Home Value History (with trend line)
📊 How Does 07092 Compare?
| Metric | 07092 | Mountainside | New Jersey |
|---|---|---|---|
| Home Value | $1,071,718 | $1,071,718 | $559,826 |
| 5-Year CAGR | 6.6% | 6.6% | 8.4% |
| Avg Rent | $2,655 | $2,655 | - |
| Cap Rate | 1.9% | 1.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07092 (Mountainside, NJ). Anonymous, moderated, never written by AI.
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Property managers serving Union County
Manage rentals here? List your business →Corner Property Management is a property management company serving New Jersey and Pennsylvania. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $1,071,718 |
| Monthly Rent | $2,655 |
| Price-to-Rent | 33.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 1.9% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07092
Population: 6,967
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07092
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Brayton Elementary School
Lincoln
Lincoln-Hubbard Elementary School
McKinley Elementary School
New Providence High School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,064 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What strategy should investors use in Mountainside, NJ?
Investors usually favor careful cash-flow rentals with hands-on management in Mountainside, NJ. With home values at $1.1M and rents near $2,655/mo, other strategies can work but produce consistent rather than outsized returns.
What is the average home sale price in Mountainside, NJ?
Expect median prices around $1.1M in Mountainside, NJ. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
What is the investability score for Mountainside, NJ?
Yes - Mountainside, NJ a 3.0/5 investability score. With $1.1M home prices against $2,655/mo monthly rent, the market delivers a reasonable entry point for new investors.
Do rentals sit vacant long in Mountainside, NJ?
Expect elevated vacancy in Mountainside, NJ. Rents at $2,655/mo are absorbed by the tenant base without meaningful lag.
Does Mountainside, NJ favor landlords or tenants?
Mountainside, NJ operates under NJ law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.
You know 07092 now. You don’t know where it ranks.
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How 07092 ranks in New York-Newark-Jersey City, NY-NJ-PA
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