Real Estate Investing in Woodbury, Connecticut (06798)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Litchfield County • Population: 9,787 • Data updated: September 2026

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Should you buy in 06798 (Woodbury, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.1% vacancy may signal weakening demand.

What’s happening in Woodbury, CT (06798)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $539,335
Avg Monthly Rent $1,890
1% Rule ✗ Does Not Meet
Median Income $120,577
% Renters 22.9%

Market Analysis: 06798 Woodbury

ZIP 06798 inside Litchfield County looks affordable on the surface — median value of $539K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 06798 can be a a solid fit for hunting ground — but the discount at $539K reflects genuine risk that outside investors often underestimate.

Within CT, ZIP 06798 trails on several market indicators that neighboring Litchfield County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Resident income in 06798 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 06798 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodbury:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,890/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Torrington, CT Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Torrington, CT metro data
🏠

Property Strategy for 06798

Which property type performs best in this market?

Best for Cash Flow
1BR
6.9% cap rate
Best for Appreciation
2BR
+11.7% 5yr CAGR
Best Overall Value
2BR
$147,133/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $187,017 $1,780 6.9% +9.3% $187,017
2BR $294,266 $2,200 5.4% +11.7% $147,133
3BR $516,367 $2,720 3.8% $172,122
4BR $690,253 $3,210 3.3% +10.5% $172,563
5BR $779,934 +10.7% $155,987

Market Trends

Home Value History (with trend line)

$559K$502K$445K$387K$330K$273KJan 2012May 2019Jul 2026

Rent History (with trend line)

$1,934$1,806$1,679$1,552$1,425$1,298Jul 2025Sep 2025Oct 2025

📊 How Does 06798 Compare?

Metric 06798 Woodbury Torrington, CT Connecticut
Home Value $539,335 $539,335 N/A $425,784
5-Year CAGR 6.8% 6.8% N/A 9.3%
Avg Rent $1,890 $1,890 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 06798? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06798 (Woodbury, CT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.8%
Strong

📉 Market Crash Risk Index

Based on Torrington, CT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
45 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $539,335
Monthly Rent $1,890
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 06798

Population: 9,787

💰 Median Household Income
$120,577
This area
$120,577
State
$105,835
USA
$74,580
🏠 Renter Occupied
22.9%
This area
22.9%
State
26.8%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-3.3%
USA
3.7%
🎓 College Educated
49.9%
This area
49.9%
State
27.6%
USA
33.7%
👤 Median Age
53.5 years
This area
53.5 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
9.1%
This area
9.1%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
White 90.0%
Other/Mixed 6.0%
Hispanic/Latino 3.2%
Black/African American 2.3%
Asian 1.7%
👶 Under 18
15.5%
This area
15.5%
USA
22.0%
👴 65 and Over
29.7%
This area
29.7%
USA
17.3%
📊 Poverty Rate
1.4%
This area
1.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06798

A+ Avg School Grade
3 Schools
11.1:1 Avg Class Size
$29,206 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Nonnewaug High School

📚 09 – 12 High School
👥
652 Students
👨‍🏫
10.5:1 Class Size
💰
$29,206 Per Student
A+ Excellent

Woodbury Middle School

📚 06 – 08 Middle
👥
313 Students
👨‍🏫
10.6:1 Class Size
💰
$29,206 Per Student
A+ Excellent

Mitchell Elementary School

📚 Pre-K – 05 Elementary
👥
327 Students
👨‍🏫
12.2:1 Class Size
💰
$29,206 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 38 Off-Campus Students
C
Post University
21,699 students · 6.7 mi
C+
Belle Academy of Cosmetology LLC
12 students · 8.2 mi
C
University of Connecticut-Waterbury Campus
760 students · 8.7 mi
C
Industrial Management Training Institute
29 students · 8.9 mi
C
Dolce The Academy
42 students · 11.2 mi
C
TIGI Hairdressing Academy Newtown
96 students · 12.4 mi
C
Oxford Academy of Hair Design Inc
140 students · 13.6 mi
C
Bristol Technical Education Center
152 students · 14.3 mi

Frequently Asked Questions

Is Woodbury, CT a good place for real estate investing?

Woodbury, CT reflects an investability rating of 3.0/5, with median home values near $539K and average rents around $1,890/mo. That combination puts it in the significant tier for investor interest.

How strong are rents in Woodbury, CT?

The typical rental in Woodbury, CT commands about $1,890/mo monthly. That rent profile consistent cash flow against the $539K purchase basis.

How strong is the working-renter base in Woodbury, CT?

The renter base in Woodbury, CT is reasonable for the $1,890/mo price point. Screening well and pricing to market typically yields stable tenants.

What is the average home sale price in Woodbury, CT?

Expect median prices around $539K in Woodbury, CT. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

What type of investing works in Woodbury, CT?

Investors usually favor careful cash-flow rentals with hands-on management in Woodbury, CT. With home values at $539K and rents near $1,890/mo, other strategies can work but produce measured rather than outsized returns.

You know 06798 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 06798 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 06798 ranks in Torrington, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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