Real Estate Investing in Nobleboro, Maine (04555)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lincoln County • Population: 1,760 • Data updated: September 2026

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Should you buy in 04555 (Nobleboro, ME)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 34.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Nobleboro, ME (04555)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $445,868
Avg Monthly Rent $1,188
1% Rule ✗ Does Not Meet
Median Income $93,274
% Renters 14.6%

Market Analysis: 04555 Nobleboro

ZIP 04555 inside Lincoln County looks affordable on the surface — median value of $446K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,188/mo on a $446K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 04555 sits below the stated 0.0% once reality is priced in.

Regionally, 04555 sits on the difficult end of the ME spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

In practical terms, 1,760 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Nobleboro:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,188/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$467K$406K$344K$283K$222K$161KJan 2012May 2019Jul 2026

📊 How Does 04555 Compare?

Metric 04555 Nobleboro Maine
Home Value $445,868 $445,868 $401,109
5-Year CAGR 5.0% 5.0% 8.6%
Avg Rent $1,188 $1,188 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 04555? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 04555 (Nobleboro, ME). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $445,868
Monthly Rent $1,188
Price-to-Rent 31.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
34.7%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 04555

Population: 1,760

💰 Median Household Income
$93,274
This area
$93,274
State
$66,371
USA
$74,580
🏠 Renter Occupied
14.6%
This area
14.6%
State
17.6%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-23.6%
USA
3.7%
🎓 College Educated
36.2%
This area
36.2%
State
3.6%
USA
33.7%
👤 Median Age
49.9 years
This area
49.9 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
34.7%
This area
34.7%
State
32.3%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Other/Mixed 2.5%
Asian 1.9%
Hispanic/Latino 1.7%
👶 Under 18
11.8%
This area
11.8%
USA
22.0%
👴 65 and Over
29.3%
This area
29.3%
USA
17.3%
📊 Poverty Rate
4.3%
This area
4.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 04555

A Avg School Grade
1 Schools
9.5:1 Avg Class Size
$18,850 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Nobleboro Central School

📚 K – 08 School
👥
149 Students
👨‍🏫
9.5:1 Class Size
💰
$18,850 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Nobleboro, ME?

In Nobleboro, ME the median home value sits at $446K. Against the broader ME market, that reads as reasonable for most investors.

What is the typical vacancy rate in Nobleboro, ME?

Occupancy in Nobleboro, ME runs even-keeled with elevated vacancy. Well-priced units at $1,188/mo lease on reasonable timelines.

How viable is house hacking in Nobleboro, ME?

House hacking in Nobleboro, ME is a challenging. With home values around $446K and rents at $1,188/mo, owner-occupants can offset a meaningful share of PITI.

What do rentals go for in Nobleboro, ME?

Average rent in Nobleboro, ME is approximately $1,188/mo per month. Against $446K home values that yields a reasonable rent-to-price ratio.

How strict are landlord regulations in Nobleboro, ME?

Rental owners in Nobleboro, ME deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

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