Real Estate Investing in Bristol, Maine (04554)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04554 (Bristol, ME)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 63.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 43.6 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bristol, ME (04554)?
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Market Analysis: 04554 Bristol
ZIP 04554 in Bristol, ME carries a healthy set of headwinds. Home values near $659K and rents of $1,260/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 04554 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
On balance, 04554 offers a low basis, the region around Bristol has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 04554 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 04554 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Bristol:
Market Trends
Home Value History (with trend line)
📊 How Does 04554 Compare?
| Metric | 04554 | Bristol | Maine |
|---|---|---|---|
| Home Value | $659,226 | $592,347 | $401,109 |
| 5-Year CAGR | 5.3% | 4.8% | 8.6% |
| Avg Rent | $1,260 | $1,260 | - |
| Cap Rate | 1.5% | 1.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04554 (Bristol, ME). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $659,226 |
| Monthly Rent | $1,260 |
| Price-to-Rent | 43.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.3% |
| Cap Rate | 1.5% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04554
Population: 562
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04554
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Bristol Consolidated School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much does a house cost in Bristol, ME?
Homes in Bristol, ME typically sell near $659K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
What type of investing works in Bristol, ME?
Investors usually favor careful cash-flow rentals with hands-on management in Bristol, ME. With home values at $659K and rents near $1,260/mo, other strategies can work but produce even-keeled rather than outsized returns.
Is Bristol, ME good for landlords?
Bristol, ME falls under ME landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Is Bristol, ME a good place for real estate investing?
Yes - Bristol, ME a 3.0/5 investability score. With $659K home prices against $1,260/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is house hacking profitable in Bristol, ME?
House hacking works a challenging in Bristol, ME. Rents of $1,260/mo against $659K acquisition make the strategy solid for owner-occupants.
You know 04554 now. You don’t know where it ranks.
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