Real Estate Investing in Bethlehem, New Hampshire (03574)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Grafton County • Population: 2,545 • Data updated: September 2026

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Should you buy in 03574 (Bethlehem, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.0% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bethlehem, NH (03574)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $362,934
Avg Monthly Rent $1,386
1% Rule ✗ Does Not Meet
Median Income $81,781
% Renters 21.9%

Market Analysis: 03574 Bethlehem

The 03574 ZIP in Bethlehem, NH is a local-operator market. Outside capital chasing a $363K entry has to pair deep knowledge with the discount.

The investment case in 03574 is robust only for operators who understand what they are buying. A $363K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Bethlehem have seen price recovery that 03574 has not matched. Grafton County data supports the view that the spread is structural rather than temporary.

Demographically, 03574 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 03574 is an operator game, not a passive one. From an investor standpoint, entry prices of $363K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bethlehem:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,386/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lebanon, NH-VT Metro Area
Even conditions for buyers and sellers
52 days
Average time to sell
Average
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lebanon, NH-VT metro data
🏠

Property Strategy for 03574

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
2BR
+14.1% 5yr CAGR
Best Overall Value
4BR
$110,431/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $248,229 $1,170 3.4% +12.6% $248,229
2BR $323,033 $1,540 3.4% +14.1% $161,517
3BR $379,597 $2,090 4.0% +12.7% $126,532
4BR $441,724 $2,120 3.5% +12.6% $110,431

Market Trends

Home Value History (with trend line)

$382K$326K$271K$215K$160K$104KJul 2006Jul 2016Jul 2026

📊 How Does 03574 Compare?

Metric 03574 Bethlehem Lebanon, NH-VT New Hampshire
Home Value $362,934 $362,934 N/A $496,656
5-Year CAGR 9.4% 9.4% N/A 9.6%
Avg Rent $1,386 $1,386 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 03574? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03574 (Bethlehem, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+9.4%
Strong

📊 Market Snapshot

Home Value $362,934
Monthly Rent $1,386
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 12.4%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +9.4% ▲
10-Year CAGR +10.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.0%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+9.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03574

Population: 2,545

💰 Median Household Income
$81,781
This area
$81,781
State
$93,430
USA
$74,580
🏠 Renter Occupied
21.9%
This area
21.9%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-6.0%
USA
3.7%
🎓 College Educated
41.2%
This area
41.2%
State
29.2%
USA
33.7%
👤 Median Age
54.3 years
This area
54.3 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
24.0%
This area
24.0%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 98.0%
Black/African American 0.8%
Asian 0.7%
Other/Mixed 0.5%
Hispanic/Latino 0.2%
👶 Under 18
14.4%
This area
14.4%
USA
22.0%
👴 65 and Over
24.5%
This area
24.5%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03574

A+ Avg School Grade
3 Schools
7.4:1 Avg Class Size
$25,663 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bethlehem Elementary School

📚 Pre-K – 06 School
👥
140 Students
👨‍🏫
9.3:1 Class Size
💰
$27,100 Per Student
A+ Excellent

Profile Senior High School

📚 09 – 13 High School
👥
143 Students
👨‍🏫
7.3:1 Class Size
💰
$24,944 Per Student
A Very Good

Profile Junior High School

📚 07 – 08 Middle
👥
73 Students
👨‍🏫
5.6:1 Class Size
💰
$24,944 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Bethlehem, NH?

Expect median prices around $363K in Bethlehem, NH. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

Is Bethlehem, NH a friendly market for rental owners?

For rental operators, Bethlehem, NH rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How qualified is the tenant pool in Bethlehem, NH?

The tenant pool in Bethlehem, NH is solid, supported by local employment and population fundamentals. Rents of $1,386/mo are well-absorbed by the market.

Is Bethlehem, NH suited for a house hack?

The a challenging house-hack environment in Bethlehem, NH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Which investment style suits Bethlehem, NH?

A careful cash-flow rentals with hands-on management strategy Bethlehem, NH best. The market produces even-keeled results for that approach at the $363K price point.

You know 03574 now. You don’t know where it ranks.

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How 03574 ranks in Lebanon, NH-VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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