Real Estate Investing in Chesterfield, New Hampshire (03443)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03443 (Chesterfield, NH)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.2 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chesterfield, NH (03443)?
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Market Analysis: 03443 Chesterfield
ZIP 03443 inside Cheshire County looks affordable on the surface — median value of $466K — but the discount exists for reasons that a careful buyer should understand before committing.
On the rental side, the numbers look inviting — $466K purchase price, 0.0% nominal cap — the work to hit that pro forma in 03443 is substantial and deserves full respect.
Within NH, ZIP 03443 trails on several market indicators that neighboring Cheshire County submarkets outperform. The gap is real and solid enough to shape underwriting.
A durable renter share of 0% in 03443 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategy in 03443 is an operator game, not a passive one. Meanwhile, entry prices of $466K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Chesterfield:
Property Strategy for 03443
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $440,962 | $1,710 | 2.8% | +9.9% | $220,481 |
| 3BR | $453,757 | $2,230 | 3.5% | +9.4% | $151,252 |
Market Trends
Home Value History (with trend line)
📊 How Does 03443 Compare?
| Metric | 03443 | Chesterfield | Keene, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $465,720 | $473,460 | N/A | $496,656 |
| 5-Year CAGR | 6.9% | 6.6% | N/A | 9.6% |
| Avg Rent | $1,539 | $1,683 | N/A | - |
| Cap Rate | 2.6% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03443 (Chesterfield, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $465,720 |
| Monthly Rent | $1,539 |
| Price-to-Rent | 25.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +6.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03443
Population: 421
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03443
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What monthly rent should investors expect in Chesterfield, NH?
Rents in Chesterfield, NH run near $1,539/mo. Compared with median home prices of $466K that produces solid gross yields for typical rentals.
How qualified is the tenant pool in Chesterfield, NH?
Working renters make up the core of the Chesterfield, NH tenant base. The pool is reasonable for investors targeting long-term holds.
How expensive is real estate in Chesterfield, NH?
In Chesterfield, NH the median home value sits at $466K. Against the broader NH market, that reads as reasonable for most investors.
What is the typical vacancy rate in Chesterfield, NH?
Expect elevated vacancy in Chesterfield, NH. Rents at $1,539/mo are absorbed by the tenant base without meaningful lag.
Is Chesterfield, NH landlord-friendly?
The landlord environment in Chesterfield, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 03443 now. You don’t know where it ranks.
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How 03443 ranks in Keene, NH
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