Real Estate Investing in Dunbarton, New Hampshire (03046)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03046 (Dunbarton, NH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 27.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Dunbarton, NH (03046)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 03046 Dunbarton
Looking more closely, ZIP 03046 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $611K median. It rewards specialists, not generalists.
The 03046 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 03046's metrics run below Merrimack County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 03046 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 03046 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Dunbarton:
Property Strategy for 03046
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $407,720 | $2,080 | 3.7% | +9.9% | $203,860 |
| 3BR | $595,142 | $2,740 | 3.3% | +10.2% | $198,381 |
| 4BR | $728,785 | $2,750 | 2.7% | +10.1% | $182,196 |
Market Trends
Home Value History (with trend line)
📊 How Does 03046 Compare?
| Metric | 03046 | Dunbarton | Concord, NH | New Hampshire |
|---|---|---|---|---|
| Home Value | $610,594 | $610,594 | N/A | $496,656 |
| 5-Year CAGR | 6.8% | 6.8% | N/A | 9.6% |
| Avg Rent | $1,872 | $1,872 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03046 (Dunbarton, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $610,594 |
| Monthly Rent | $1,872 |
| Price-to-Rent | 27.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03046
Population: 3,055
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03046
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,620 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What monthly rent should investors expect in Dunbarton, NH?
Rent in Dunbarton, NH is around $1,872/mo. The resulting rent-to-value relationship with $611K pricing is reasonable for most investor models.
What is it like being a landlord in Dunbarton, NH?
Dunbarton, NH operates under NH law, which is landlord-friendly overall for landlords. Expect reliable treatment in typical lease and eviction cases.
What strategy should investors use in Dunbarton, NH?
For Dunbarton, NH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the renter demographic in Dunbarton, NH?
The tenant pool in Dunbarton, NH is solid, supported by local employment and population fundamentals. Rents of $1,872/mo are well-absorbed by the market.
What are vacancy rates like in Dunbarton, NH?
Rental vacancy in Dunbarton, NH is elevated. Investors should budget normal turnover but not chronic empty units.
You know 03046 now. You don’t know where it ranks.
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How 03046 ranks in Concord, NH
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