Real Estate Investing in Monaca, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 12,523 • Beaver County

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Should you buy in Monaca, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.4% vacancy may signal weakening demand.

What’s happening in Monaca, PA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.7% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $220,850
Avg Monthly Rent $1,703
ZIP Codes 1

Investing in Monaca Real Estate

Monaca, PA covers 1 ZIP codes and a population but the investment metrics here are tepid — this is not a market to enter casually.

Monaca is the kind of market where the cap rate on paper and the cap rate realized tend to diverge. unambiguously out-of-state investors should be especially careful with the assumptions they carry in.

Rent trends and price trends in Monaca are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Pennsylvania.

Demographics in Monaca show real pressure — median income of $N/AK is underwhelming relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Pittsburgh, PA

Monaca is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Monaca, PA. Anonymous, moderated, never written by AI.

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Avg Home Value
$220,850
Avg Monthly Rent
$1,703
1% Rule
✗ Below
Landlord Friendly (PA)

📉 Market Crash Risk Index

Based on Pittsburgh, PA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
48%
Days Pending
1/2
42 days

View all metro crash risk rankings →

❄️ Cool Market — Pittsburgh, PA metro
42
Days to pending
10.7%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

🎓 Colleges & Universities in Monaca

2 Colleges 2,177 Students 506 Off-Campus Renters
C
Pennsylvania State University-Penn State Beaver
4-Year Public · 504 students
D
Community College of Beaver County
2-Year Public · 1,673 students
📍 ~473 students rent off-campus

Investor Insight: With 506 students living off-campus, Monaca has substantial rental demand from the college population — typically stable, lease-renewing tenants.

ZIP Codes in Monaca, PA

Screen every ZIP in Monaca

Filter Monaca’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Monaca, PA

Is Monaca, PA suited for a house hack?

The a challenging house-hack environment in Monaca, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strong is tenant demand in Monaca, PA?

Monaca, PA draws a predictable base of working renters. Demand at the $1,703/mo rent level is reasonable for standard single-family and small multi rentals.

How do landlord-tenant laws work in Monaca, PA?

PA ranks as a landlord-friendly state for landlord-tenant law. Monaca generally follows the statewide framework, so landlords face reasonable operating rules.

Are rents high in Monaca, PA?

Rents in Monaca, PA run near $1,703/mo. Compared with median home prices of $221K that produces solid gross yields for typical rentals.

What are home prices like in Monaca, PA?

Median home price in Monaca, PA is near $221K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

Community Ratings

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