Real Estate Investing in Monticello, Minnesota

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 20,125 • Wright County

☆ Watch this market Free account

Should you buy in Monticello, MN? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Monticello, MN?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.3% 5yr CAGR

3.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $363,682
Avg Monthly Rent $1,625
ZIP Codes 1

Investing in Monticello Real Estate

Across Monticello's 1 ZIPs, the picture is muted: $364K median values, $1,625/mo rents, and a population that has faced real economic pressure.

Investors considering Monticello, MN should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

clearly Monticello's sale market has not rewarded patience. a stretch for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Monticello's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Minneapolis-St. Paul-Bloomington, MN-WI

Monticello is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Monticello, MN. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Monticello, MN?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$363,682
Avg Monthly Rent
$1,625
1% Rule
✗ Below
Landlord Friendly (MN)

ZIP Codes in Monticello, MN

Screen every ZIP in Monticello

Filter Monticello’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Monticello, MN

What approach is best for Monticello, MN real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Monticello, MN. The numbers - $364K homes against $1,625/mo rents - support that play.

Is housing expensive in Monticello, MN?

Monticello, MN median home values land near $364K. That is reasonable territory for investors looking at $1,625/mo-per-month rentals.

What are rental rates like in Monticello, MN?

Average rent in Monticello, MN is approximately $1,625/mo per month. Against $364K home values that yields a reasonable rent-to-price ratio.

Does house hacking work in Monticello, MN?

House hacking in Monticello, MN is reasonable to execute. Prices around $364K and rents of $1,625/mo solid owner-occupant economics.

What is the typical vacancy rate in Monticello, MN?

Monticello, MN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Monticello, MN.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.