Oneonta, NY Metro Area - Investment Guide
Metro Area • 24 Cities • 25 ZIP Codes
Avg Home Value
$215,902
Avg Monthly Rent
$1,115
Avg Cap Rate
4.20%
Avg Investability
3.0 ★
Cities
24
ZIP Codes
25
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Oneonta, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Oneonta, NY
Every ZIP in the metro, ranked four ways. Free.
Cities in Oneonta, NY
Burlington Flats
New York
1 ZIPs
Cherry Valley
New York
1 ZIPs
Cooperstown
New York
1 ZIPs
Davenport
New York
1 ZIPs
East Worcester
New York
1 ZIPs
Edmeston
New York
1 ZIPs
Fly Creek
New York
1 ZIPs
Gilbertsville
New York
2 ZIPs
Hartwick
New York
1 ZIPs
Laurens
New York
1 ZIPs
Maryland
New York
1 ZIPs
Milford
New York
1 ZIPs
Morris
New York
1 ZIPs
Mount Upton
New York
1 ZIPs
Mount Vision
New York
1 ZIPs
New Berlin
New York
1 ZIPs
Oneonta
New York
1 ZIPs
Otego
New York
1 ZIPs
Roseboom
New York
1 ZIPs
Schenevus
New York
1 ZIPs
Springfield Center
New York
1 ZIPs
Unadilla
New York
1 ZIPs
West Oneonta
New York
1 ZIPs
Worcester
New York
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 12064 | East Worcester | NY | $132,824 | $1,233 | 7.24% | |
| 13776 | Gilbertsville | NY | $182,944 | $1,251 | 5.33% | |
| 13320 | Cherry Valley | NY | $184,864 | $1,206 | 5.09% | |
| 13810 | Mount Vision | NY | $198,834 | $963 | 3.78% | |
| 13348 | Hartwick | NY | $249,301 | $1,026 | 3.21% | |
| 13849 | Unadilla | NY | $178,368 | $1,017 | 4.45% | |
| 13411 | New Berlin | NY | $160,280 | $963 | 4.69% | |
| 13861 | West Oneonta | NY | $225,384 | $1,071 | 3.71% | |
| 12116 | Maryland | NY | $215,701 | $1,170 | 4.23% | |
| 13796 | Laurens | NY | $205,374 | $1,098 | 4.17% | |
| 13326 | Cooperstown | NY | $374,743 | $1,296 | 2.70% | |
| 13820 | Oneonta | NY | $209,818 | $1,779 | 6.61% | |
| 13335 | Edmeston | NY | $177,147 | $963 | 4.24% | |
| 13825 | Otego | NY | $212,032 | $999 | 3.68% | |
| 13450 | Roseboom | NY | $194,791 | $1,143 | 4.58% | |
| 12155 | Schenevus | NY | $188,132 | $1,197 | 4.96% | |
| 13807 | Milford | NY | $227,225 | $963 | 3.31% | |
| 12197 | Worcester | NY | $196,125 | $1,206 | 4.80% | |
| 13808 | Morris | NY | $181,240 | $963 | 4.14% | |
| 13337 | Fly Creek | NY | $309,148 | $1,404 | 3.54% | |
| 13843 | Gilbertsville | NY | $171,581 | $963 | 4.38% | |
| 13468 | Springfield Center | NY | $231,986 | $1,125 | 3.78% | |
| 12064 | East Worcester | NY | $130,379 | $1,233 | 7.38% | |
| 13750 | Davenport | NY | $205,374 | $963 | 3.66% | |
| 13315 | Burlington Flats | NY | $206,926 | $1,071 | 4.04% | |
| 13809 | Mount Upton | NY | $157,597 | $1,080 | 5.35% | |
| 13348 | Hartwick | NY | $217,437 | $1,026 | 3.68% | |
| 13849 | Unadilla | NY | $170,733 | $1,017 | 4.65% | |
| 13411 | New Berlin | NY | $144,478 | $963 | 5.20% | |
| 13861 | West Oneonta | NY | $209,311 | $1,071 | 3.99% | |
| 12116 | Maryland | NY | $199,782 | $1,170 | 4.57% | |
| 13776 | Gilbertsville | NY | $200,309 | $1,251 | 4.87% | |
| 13320 | Cherry Valley | NY | $205,930 | $1,206 | 4.57% | |
| 13810 | Mount Vision | NY | $202,146 | $963 | 3.72% | |
| 13326 | Cooperstown | NY | $410,013 | $1,296 | 2.47% | |
| 13820 | Oneonta | NY | $214,501 | $1,423 | 5.17% | |
| 13450 | Roseboom | NY | $169,664 | $1,143 | 5.25% | |
| 12155 | Schenevus | NY | $174,738 | $1,197 | 5.34% | |
| 13796 | Laurens | NY | $216,956 | $1,098 | 3.95% | |
| 13335 | Edmeston | NY | $197,465 | $963 | 3.80% | |
| 13825 | Otego | NY | $216,884 | $999 | 3.59% | |
| 13468 | Springfield Center | NY | $197,427 | $1,125 | 4.44% | |
| 12197 | Worcester | NY | $177,939 | $1,206 | 5.29% | |
| 13807 | Milford | NY | $242,676 | $963 | 3.10% | |
| 13315 | Burlington Flats | NY | $190,197 | $1,071 | 4.39% | |
| 13808 | Morris | NY | $192,186 | $963 | 3.91% | |
| 13337 | Fly Creek | NY | $333,392 | $1,404 | 3.28% | |
| 13843 | Gilbertsville | NY | $173,857 | $963 | 4.32% | |
| 13750 | Davenport | NY | $189,479 | $963 | 3.96% | |
| 12064 | East Worcester | NY | $133,678 | $1,233 | 7.19% |
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About Oneonta, NY Real Estate Market
The Oneonta, NY metropolitan statistical area (MSA) encompasses 24 cities and 25 ZIP codes. The average home value across the metro is $215,902, with an average monthly rent of $1,115. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.