Elmira, NY Metro Area - Investment Guide
Metro Area • 13 Cities • 16 ZIP Codes
Avg Home Value
$182,914
Avg Monthly Rent
$1,214
Avg Cap Rate
5.42%
Avg Investability
3.3 ★
Cities
13
ZIP Codes
16
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Elmira, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Elmira, NY
Every ZIP in the metro, ranked four ways. Free.
Cities in Elmira, NY
Big Flats
New York
1 ZIPs
Breesport
New York
1 ZIPs
Cayuta
New York
1 ZIPs
Chemung
New York
1 ZIPs
Elmira
New York
5 ZIPs
Erin
New York
1 ZIPs
Horseheads
New York
1 ZIPs
Lowman
New York
1 ZIPs
Millport
New York
1 ZIPs
Pine City
New York
1 ZIPs
Pine Valley
New York
1 ZIPs
Van Etten
New York
1 ZIPs
Wellsburg
New York
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 14904 | Elmira | NY | $106,251 | $1,134 | 8.32% | |
| 14904 | Elmira | NY | $96,815 | $1,134 | 9.14% | |
| 14901 | Elmira | NY | $106,815 | $1,218 | 8.89% | |
| 14904 | Elmira | NY | $102,754 | $1,134 | 8.61% | |
| 14901 | Elmira | NY | $115,955 | $1,344 | 9.04% | |
| 14904 | Elmira | NY | $109,017 | $1,138 | 8.14% | |
| 14901 | Elmira | NY | $101,114 | $1,148 | 8.85% | |
| 14904 | Elmira | NY | $96,095 | $1,134 | 9.20% | |
| 14901 | Elmira | NY | $113,223 | $1,344 | 9.26% | |
| 14904 | Elmira | NY | $106,144 | $1,134 | 8.33% | |
| 14904 | Elmira | NY | $96,815 | $1,134 | 9.14% | |
| 14901 | Elmira | NY | $111,670 | $1,344 | 9.39% | |
| 14864 | Millport | NY | $178,093 | $1,377 | 6.03% | |
| 14864 | Millport | NY | $160,059 | $1,377 | 6.71% | |
| 14894 | Wellsburg | NY | $154,140 | $1,278 | 6.47% | |
| 14864 | Millport | NY | $171,845 | $1,377 | 6.25% | |
| 14838 | Erin | NY | $194,919 | $1,044 | 4.18% | |
| 14872 | Pine Valley | NY | $156,640 | $1,044 | 5.20% | |
| 14903 | Elmira | NY | $164,626 | $1,050 | 4.97% | |
| 14814 | Big Flats | NY | $273,404 | $1,305 | 3.72% | |
| 14845 | Horseheads | NY | $216,346 | $1,287 | 4.64% | |
| 14889 | Van Etten | NY | $171,474 | $1,179 | 5.36% | |
| 14894 | Wellsburg | NY | $154,140 | $1,278 | 6.47% | |
| 14816 | Breesport | NY | $191,227 | $1,125 | 4.59% | |
| 14905 | Elmira | NY | $178,413 | $1,233 | 5.39% | |
| 14861 | Lowman | NY | $163,253 | $1,224 | 5.85% | |
| 14901 | Elmira | NY | $105,064 | $1,044 | 7.75% | |
| 14824 | Cayuta | NY | $173,280 | $1,422 | 6.40% | |
| 14864 | Millport | NY | $166,539 | $1,377 | 6.45% | |
| 14871 | Pine City | NY | $197,769 | $1,215 | 4.79% | |
| 14903 | Elmira | NY | $150,817 | $1,053 | 5.45% | |
| 14825 | Chemung | NY | $175,154 | $1,044 | 4.65% | |
| 14838 | Erin | NY | $207,132 | $1,044 | 3.93% | |
| 14872 | Pine Valley | NY | $161,657 | $1,044 | 5.04% | |
| 14814 | Big Flats | NY | $247,084 | $1,305 | 4.12% | |
| 14816 | Breesport | NY | $174,375 | $1,125 | 5.03% | |
| 14905 | Elmira | NY | $167,950 | $1,233 | 5.73% | |
| 14845 | Horseheads | NY | $230,824 | $1,400 | 4.73% | |
| 14889 | Van Etten | NY | $173,092 | $1,179 | 5.31% | |
| 14894 | Wellsburg | NY | $156,996 | $1,278 | 6.35% | |
| 14824 | Cayuta | NY | $154,446 | $1,422 | 7.18% | |
| 14861 | Lowman | NY | $175,558 | $1,224 | 5.44% | |
| 14825 | Chemung | NY | $156,433 | $1,044 | 5.21% | |
| 14838 | Erin | NY | $185,707 | $1,044 | 4.38% | |
| 14871 | Pine City | NY | $209,457 | $1,215 | 4.52% | |
| 14903 | Elmira | NY | $160,103 | $1,053 | 5.13% | |
| 14845 | Horseheads | NY | $208,704 | $1,287 | 4.81% | |
| 14872 | Pine Valley | NY | $177,859 | $1,044 | 4.58% | |
| 14814 | Big Flats | NY | $271,434 | $1,305 | 3.75% | |
| 14816 | Breesport | NY | $187,243 | $1,125 | 4.69% |
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About Elmira, NY Real Estate Market
The Elmira, NY metropolitan statistical area (MSA) encompasses 13 cities and 16 ZIP codes. The average home value across the metro is $182,914, with an average monthly rent of $1,214. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.