Elmira, NY Metro Area - Investment Guide
Metro Area • 13 Cities • 16 ZIP Codes
Avg Home Value
$182,914
Avg Monthly Rent
$1,214
Avg Cap Rate
5.42%
Avg Investability
3.3 ★
Cities
13
ZIP Codes
16
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
☀️
WARM MARKET
Elmira, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Elmira, NY
Every ZIP in the metro, ranked four ways. Free.
Cities in Elmira, NY
Big Flats
New York
1 ZIPs
Breesport
New York
1 ZIPs
Cayuta
New York
1 ZIPs
Chemung
New York
1 ZIPs
Elmira
New York
5 ZIPs
Erin
New York
1 ZIPs
Horseheads
New York
1 ZIPs
Lowman
New York
1 ZIPs
Millport
New York
1 ZIPs
Pine City
New York
1 ZIPs
Pine Valley
New York
1 ZIPs
Van Etten
New York
1 ZIPs
Wellsburg
New York
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 14904 | Elmira | NY | $96,095 | $1,134 | 9.20% | |
| 14901 | Elmira | NY | $113,223 | $1,344 | 9.26% | |
| 14904 | Elmira | NY | $106,144 | $1,134 | 8.33% | |
| 14904 | Elmira | NY | $96,815 | $1,134 | 9.14% | |
| 14901 | Elmira | NY | $111,670 | $1,344 | 9.39% | |
| 14904 | Elmira | NY | $106,251 | $1,134 | 8.32% | |
| 14904 | Elmira | NY | $96,815 | $1,134 | 9.14% | |
| 14901 | Elmira | NY | $106,815 | $1,218 | 8.89% | |
| 14904 | Elmira | NY | $102,754 | $1,134 | 8.61% | |
| 14901 | Elmira | NY | $115,955 | $1,344 | 9.04% | |
| 14904 | Elmira | NY | $109,017 | $1,138 | 8.14% | |
| 14901 | Elmira | NY | $101,114 | $1,148 | 8.85% | |
| 14864 | Millport | NY | $160,059 | $1,377 | 6.71% | |
| 14894 | Wellsburg | NY | $154,140 | $1,278 | 6.47% | |
| 14864 | Millport | NY | $171,845 | $1,377 | 6.25% | |
| 14864 | Millport | NY | $178,093 | $1,377 | 6.03% | |
| 14903 | Elmira | NY | $151,837 | $1,053 | 5.41% | |
| 14838 | Erin | NY | $190,637 | $1,044 | 4.27% | |
| 14871 | Pine City | NY | $208,010 | $1,215 | 4.56% | |
| 14872 | Pine Valley | NY | $170,739 | $1,044 | 4.77% | |
| 14814 | Big Flats | NY | $266,483 | $1,305 | 3.82% | |
| 14845 | Horseheads | NY | $210,895 | $1,287 | 4.76% | |
| 14861 | Lowman | NY | $161,132 | $1,224 | 5.93% | |
| 14889 | Van Etten | NY | $186,308 | $1,179 | 4.94% | |
| 14816 | Breesport | NY | $186,371 | $1,125 | 4.71% | |
| 14905 | Elmira | NY | $166,456 | $1,233 | 5.78% | |
| 14894 | Wellsburg | NY | $165,010 | $1,278 | 6.04% | |
| 14824 | Cayuta | NY | $171,957 | $1,422 | 6.45% | |
| 14825 | Chemung | NY | $168,235 | $1,044 | 4.84% | |
| 14871 | Pine City | NY | $193,665 | $1,215 | 4.89% | |
| 14814 | Big Flats | NY | $249,920 | $1,305 | 4.07% | |
| 14903 | Elmira | NY | $166,869 | $1,050 | 4.91% | |
| 14838 | Erin | NY | $200,907 | $1,044 | 4.05% | |
| 14872 | Pine Valley | NY | $156,640 | $1,044 | 5.20% | |
| 14889 | Van Etten | NY | $171,474 | $1,179 | 5.36% | |
| 14816 | Breesport | NY | $179,697 | $1,125 | 4.88% | |
| 14845 | Horseheads | NY | $224,045 | $1,400 | 4.87% | |
| 14861 | Lowman | NY | $171,181 | $1,224 | 5.58% | |
| 14824 | Cayuta | NY | $159,910 | $1,422 | 6.94% | |
| 14905 | Elmira | NY | $182,761 | $1,233 | 5.26% | |
| 14825 | Chemung | NY | $158,601 | $1,044 | 5.13% | |
| 14901 | Elmira | NY | $105,064 | $1,044 | 7.75% | |
| 14903 | Elmira | NY | $150,817 | $1,053 | 5.45% | |
| 14838 | Erin | NY | $190,637 | $1,044 | 4.27% | |
| 14871 | Pine City | NY | $203,443 | $1,215 | 4.66% | |
| 14872 | Pine Valley | NY | $169,980 | $1,044 | 4.79% | |
| 14814 | Big Flats | NY | $259,459 | $1,305 | 3.92% | |
| 14845 | Horseheads | NY | $210,895 | $1,287 | 4.76% | |
| 14889 | Van Etten | NY | $181,203 | $1,179 | 5.08% | |
| 14816 | Breesport | NY | $181,957 | $1,125 | 4.82% |
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About Elmira, NY Real Estate Market
The Elmira, NY metropolitan statistical area (MSA) encompasses 13 cities and 16 ZIP codes. The average home value across the metro is $182,914, with an average monthly rent of $1,214. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.