Bloomington, IN Metro Area - Investment Guide
Metro Area • 9 Cities • 13 ZIP Codes
Avg Home Value
$273,619
Avg Monthly Rent
$1,110
Avg Cap Rate
3.20%
Avg Investability
3.0 ★
Cities
9
ZIP Codes
13
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Bloomington, IN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Bloomington, IN
Every ZIP in the metro, ranked four ways. Free.
Cities in Bloomington, IN
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 47460 | Spencer | IN | $257,677 | $999 | 3.02% | |
| 47401 | Bloomington | IN | $349,128 | $1,446 | 3.23% | |
| 47429 | Ellettsville | IN | $270,694 | $999 | 2.88% | |
| 47431 | Spencer | IN | $221,929 | $864 | 3.04% | |
| 47468 | Unionville | IN | $373,997 | $1,098 | 2.29% | |
| 47403 | Bloomington | IN | $277,656 | $1,275 | 3.58% | |
| 47404 | Bloomington | IN | $314,233 | $1,496 | 3.71% | |
| 47433 | Gosport | IN | $233,419 | $990 | 3.31% | |
| 47471 | Worthington | IN | $173,615 | $864 | 3.88% | |
| 47868 | Poland | IN | $202,458 | $918 | 3.54% | |
| 47408 | Bloomington | IN | $344,429 | $1,725 | 3.91% | |
| 47456 | Quincy | IN | $265,078 | $990 | 2.91% | |
| 47427 | Coal City | IN | $206,635 | $864 | 3.26% | |
| 47460 | Spencer | IN | $239,946 | $999 | 3.25% | |
| 47468 | Unionville | IN | $358,856 | $1,098 | 2.39% | |
| 47401 | Bloomington | IN | $355,911 | $1,504 | 3.30% | |
| 47429 | Ellettsville | IN | $280,549 | $999 | 2.78% | |
| 47431 | Spencer | IN | $233,946 | $864 | 2.88% | |
| 47471 | Worthington | IN | $170,008 | $864 | 3.96% | |
| 47403 | Bloomington | IN | $281,490 | $1,275 | 3.53% | |
| 47404 | Bloomington | IN | $317,607 | $1,529 | 3.75% | |
| 47433 | Gosport | IN | $244,548 | $990 | 3.16% | |
| 47868 | Poland | IN | $191,564 | $918 | 3.74% | |
| 47408 | Bloomington | IN | $348,249 | $1,540 | 3.45% | |
| 47456 | Quincy | IN | $273,585 | $990 | 2.82% | |
| 47460 | Spencer | IN | $251,730 | $999 | 3.10% | |
| 47401 | Bloomington | IN | $340,700 | $1,610 | 3.69% | |
| 47427 | Coal City | IN | $206,367 | $864 | 3.27% | |
| 47429 | Ellettsville | IN | $281,620 | $999 | 2.77% | |
| 47468 | Unionville | IN | $368,326 | $1,098 | 2.33% | |
| 47403 | Bloomington | IN | $271,056 | $1,370 | 3.94% | |
| 47404 | Bloomington | IN | $305,088 | $1,568 | 4.01% | |
| 47431 | Spencer | IN | $235,837 | $864 | 2.86% | |
| 47471 | Worthington | IN | $171,131 | $864 | 3.94% | |
| 47408 | Bloomington | IN | $333,446 | $1,430 | 3.35% | |
| 47433 | Gosport | IN | $250,195 | $990 | 3.09% | |
| 47868 | Poland | IN | $199,945 | $918 | 3.58% | |
| 47427 | Coal City | IN | $199,160 | $864 | 3.38% | |
| 47456 | Quincy | IN | $276,826 | $990 | 2.79% | |
| 47460 | Spencer | IN | $256,804 | $999 | 3.03% | |
| 47401 | Bloomington | IN | $356,378 | $1,500 | 3.28% | |
| 47429 | Ellettsville | IN | $272,078 | $999 | 2.86% | |
| 47431 | Spencer | IN | $231,413 | $864 | 2.91% | |
| 47468 | Unionville | IN | $374,596 | $1,098 | 2.29% | |
| 47403 | Bloomington | IN | $283,767 | $1,254 | 3.45% | |
| 47404 | Bloomington | IN | $319,034 | $1,488 | 3.64% | |
| 47433 | Gosport | IN | $237,995 | $990 | 3.24% | |
| 47471 | Worthington | IN | $171,187 | $864 | 3.94% | |
| 47868 | Poland | IN | $200,357 | $918 | 3.57% | |
| 47408 | Bloomington | IN | $351,194 | $1,675 | 3.72% |
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About Bloomington, IN Real Estate Market
The Bloomington, IN metropolitan statistical area (MSA) encompasses 9 cities and 13 ZIP codes. The average home value across the metro is $273,619, with an average monthly rent of $1,110. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.