Bardstown, KY Metro Area - Investment Guide

Metro Area • 7 Cities • 8 ZIP Codes

Avg Home Value $254,445
Avg Monthly Rent $912
Avg Cap Rate 2.81%
Avg Investability 3.0 ★
Cities 7
ZIP Codes 8

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
☀️
WARM MARKET
Bardstown, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Bardstown, KY

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Bardstown, KY

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
40107 Bardstown KY $247,665 $882 2.78% 3.0 ★
40012 Chaplin KY $224,355 $810 2.82% 3.0 ★
40013 Coxs Creek KY $321,214 $1,062 2.58% 3.0 ★
40037 Loretto KY $253,208 $783 2.41% 3.0 ★
40004 Bardstown KY $255,339 $1,026 3.14% 3.0 ★
40008 Bloomfield KY $251,858 $972 3.01% 3.0 ★
40051 New Haven KY $216,104 $873 3.15% 3.0 ★
40012 Chaplin KY $197,586 $810 3.20% 3.0 ★
40052 New Hope KY $244,698 $873 2.78% 3.0 ★
40107 Bardstown KY $254,203 $882 2.71% 3.0 ★
40013 Coxs Creek KY $299,670 $1,062 2.76% 3.0 ★
40037 Loretto KY $230,651 $783 2.65% 3.0 ★
40004 Bardstown KY $266,416 $1,045 3.06% 3.0 ★
40051 New Haven KY $198,127 $873 3.44% 3.0 ★
40008 Bloomfield KY $264,359 $972 2.87% 3.0 ★
40052 New Hope KY $223,213 $873 3.05% 3.0 ★
40107 Bardstown KY $235,764 $882 2.92% 3.0 ★
40012 Chaplin KY $222,158 $810 2.84% 3.0 ★
40013 Coxs Creek KY $316,951 $1,062 2.61% 3.0 ★
40037 Loretto KY $253,309 $783 2.41% 3.0 ★
40004 Bardstown KY $255,339 $1,026 3.14% 3.0 ★
40008 Bloomfield KY $251,858 $972 3.01% 3.0 ★
40051 New Haven KY $214,735 $873 3.17% 3.0 ★
40012 Chaplin KY $197,586 $810 3.20% 3.0 ★
40052 New Hope KY $242,822 $873 2.80% 3.0 ★
40107 Bardstown KY $253,146 $882 2.72% 3.0 ★
40013 Coxs Creek KY $299,670 $1,062 2.76% 3.0 ★
40037 Loretto KY $230,651 $783 2.65% 3.0 ★
40004 Bardstown KY $263,758 $1,206 3.57% 3.0 ★
40051 New Haven KY $198,127 $873 3.44% 3.0 ★
40008 Bloomfield KY $259,668 $972 2.92% 3.0 ★
40052 New Hope KY $223,213 $873 3.05% 3.0 ★
40012 Chaplin KY $217,528 $810 2.90% 3.0 ★
40107 Bardstown KY $235,764 $882 2.92% 3.0 ★
40013 Coxs Creek KY $314,130 $1,062 2.64% 3.0 ★
40037 Loretto KY $246,087 $783 2.48% 3.0 ★
40004 Bardstown KY $267,263 $1,044 3.05% 3.0 ★
40051 New Haven KY $211,500 $873 3.22% 3.0 ★
40008 Bloomfield KY $263,468 $972 2.88% 3.0 ★
40052 New Hope KY $241,520 $873 2.82% 3.0 ★
40107 Bardstown KY $248,389 $882 2.77% 3.0 ★
40012 Chaplin KY $221,831 $810 2.85% 3.0 ★
40013 Coxs Creek KY $321,838 $1,062 2.57% 3.0 ★
40004 Bardstown KY $261,512 $1,206 3.60% 3.0 ★
40037 Loretto KY $252,355 $783 2.42% 3.0 ★
40008 Bloomfield KY $256,979 $972 2.95% 3.0 ★
40051 New Haven KY $213,412 $873 3.19% 3.0 ★
40012 Chaplin KY $209,878 $810 3.01% 3.0 ★
40052 New Hope KY $242,796 $873 2.80% 3.0 ★
40107 Bardstown KY $252,598 $882 2.72% 3.0 ★
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About Bardstown, KY Real Estate Market

The Bardstown, KY metropolitan statistical area (MSA) encompasses 7 cities and 8 ZIP codes. The average home value across the metro is $254,445, with an average monthly rent of $912. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.