Best ZIP Codes for Cash Flow in Pontiac, IL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 60921 | Chatsworth, IL | $119,558 | $828 | 5.40% | 12.5% |
| 2 | 60929 | Cullom, IL | $150,585 | $954 | 4.94% | 9.2% |
| 3 | 60919 | Cabery, IL | $163,278 | $1,017 | 4.86% | 7.2% |
| 4 | 61769 | Forrest, IL | $147,783 | $909 | 4.80% | — |
| 5 | 60460 | Odell, IL | $184,341 | $1,107 | 4.68% | 7.9% |
| 6 | 60420 | Dwight, IL | $210,703 | $1,224 | 4.53% | 8.1% |
| 7 | 60946 | Kempton, IL | $167,714 | $963 | 4.48% | 3.4% |
| 8 | 61764 | Pontiac, IL | $159,797 | $918 | 4.48% | 8.0% |
| 9 | 61726 | Chenoa, IL | $177,961 | $972 | 4.26% | 8.9% |
| 10 | 61333 | Long Point, IL | $158,821 | $855 | 4.20% | — |
| 11 | 61740 | Flanagan, IL | $163,900 | $864 | 4.11% | 7.9% |
| 12 | 61741 | Forrest, IL | $170,645 | $828 | 3.78% | 9.7% |
| 13 | 61319 | Cornell, IL | $183,772 | $882 | 3.74% | 8.6% |
| 14 | 60934 | Emington, IL | $221,943 | $999 | 3.51% | — |
| 15 | 61739 | Fairbury, IL | $201,090 | $882 | 3.42% | 9.1% |
| 16 | 61743 | Graymont, IL | $205,903 | $828 | 3.14% | — |
| 17 | 61313 | Blackstone, IL | $273,610 | $936 | 2.67% | — |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Pontiac, IL · Affordable in Pontiac, IL
Or see the full Pontiac, IL metro profile.