Pontiac, IL Metro Area - Investment Guide
Metro Area • 16 Cities • 17 ZIP Codes
Avg Home Value
$180,083
Avg Monthly Rent
$939
Avg Cap Rate
4.18%
Avg Investability
2.8 ★
Cities
16
ZIP Codes
17
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Pontiac, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Pontiac, IL
Every ZIP in the metro, ranked four ways. Free.
Cities in Pontiac, IL
Blackstone
Illinois
1 ZIPs
Cabery
Illinois
1 ZIPs
Chatsworth
Illinois
1 ZIPs
Chenoa
Illinois
1 ZIPs
Cornell
Illinois
1 ZIPs
Cullom
Illinois
1 ZIPs
Dwight
Illinois
1 ZIPs
Emington
Illinois
1 ZIPs
Fairbury
Illinois
1 ZIPs
Flanagan
Illinois
1 ZIPs
Forrest
Illinois
2 ZIPs
Graymont
Illinois
1 ZIPs
Kempton
Illinois
1 ZIPs
Long Point
Illinois
1 ZIPs
Odell
Illinois
1 ZIPs
Pontiac
Illinois
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 60921 | Chatsworth | IL | $119,558 | $828 | 5.40% | |
| 60921 | Chatsworth | IL | $99,818 | $828 | 6.47% | |
| 60921 | Chatsworth | IL | $115,204 | $828 | 5.61% | |
| 60921 | Chatsworth | IL | $97,285 | $828 | 6.64% | |
| 60921 | Chatsworth | IL | $117,877 | $828 | 5.48% | |
| 60921 | Chatsworth | IL | $97,285 | $828 | 6.64% | |
| 61741 | Forrest | IL | $158,611 | $828 | 4.07% | |
| 60921 | Chatsworth | IL | $109,934 | $828 | 5.87% | |
| 61739 | Fairbury | IL | $182,246 | $882 | 3.77% | |
| 60460 | Odell | IL | $184,341 | $1,107 | 4.68% | |
| 61764 | Pontiac | IL | $158,272 | $918 | 4.52% | |
| 60946 | Kempton | IL | $150,547 | $963 | 4.99% | |
| 61740 | Flanagan | IL | $153,335 | $864 | 4.40% | |
| 60919 | Cabery | IL | $163,278 | $1,017 | 4.86% | |
| 61319 | Cornell | IL | $171,872 | $882 | 4.00% | |
| 61741 | Forrest | IL | $158,611 | $828 | 4.07% | |
| 60420 | Dwight | IL | $192,605 | $1,224 | 4.96% | |
| 60929 | Cullom | IL | $150,585 | $954 | 4.94% | |
| 61726 | Chenoa | IL | $171,711 | $972 | 4.42% | |
| 60460 | Odell | IL | $176,692 | $1,107 | 4.89% | |
| 61764 | Pontiac | IL | $143,229 | $918 | 5.00% | |
| 60946 | Kempton | IL | $167,714 | $963 | 4.48% | |
| 61739 | Fairbury | IL | $190,942 | $882 | 3.60% | |
| 60919 | Cabery | IL | $148,108 | $1,017 | 5.36% | |
| 61740 | Flanagan | IL | $161,209 | $864 | 4.18% | |
| 60929 | Cullom | IL | $139,142 | $954 | 5.35% | |
| 61319 | Cornell | IL | $183,772 | $882 | 3.74% | |
| 61741 | Forrest | IL | $165,080 | $828 | 3.91% | |
| 60420 | Dwight | IL | $210,212 | $1,224 | 4.54% | |
| 61726 | Chenoa | IL | $177,961 | $972 | 4.26% | |
| 60460 | Odell | IL | $186,006 | $1,107 | 4.64% | |
| 61764 | Pontiac | IL | $151,525 | $918 | 4.73% | |
| 60946 | Kempton | IL | $147,289 | $963 | 5.10% | |
| 61739 | Fairbury | IL | $201,090 | $882 | 3.42% | |
| 60919 | Cabery | IL | $157,871 | $1,017 | 5.02% | |
| 61319 | Cornell | IL | $167,188 | $882 | 4.11% | |
| 61740 | Flanagan | IL | $163,900 | $864 | 4.11% | |
| 60420 | Dwight | IL | $192,430 | $1,224 | 4.96% | |
| 61741 | Forrest | IL | $170,645 | $828 | 3.78% | |
| 60929 | Cullom | IL | $148,990 | $954 | 4.99% | |
| 61726 | Chenoa | IL | $161,671 | $972 | 4.69% | |
| 60460 | Odell | IL | $173,929 | $1,107 | 4.96% | |
| 61739 | Fairbury | IL | $183,481 | $882 | 3.75% | |
| 60919 | Cabery | IL | $138,449 | $1,017 | 5.73% | |
| 61764 | Pontiac | IL | $159,797 | $918 | 4.48% | |
| 60946 | Kempton | IL | $161,107 | $963 | 4.66% | |
| 61740 | Flanagan | IL | $158,246 | $864 | 4.26% | |
| 60929 | Cullom | IL | $132,728 | $954 | 5.61% | |
| 61319 | Cornell | IL | $181,169 | $882 | 3.80% | |
| 61741 | Forrest | IL | $161,472 | $828 | 4.00% |
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About Pontiac, IL Real Estate Market
The Pontiac, IL metropolitan statistical area (MSA) encompasses 16 cities and 17 ZIP codes. The average home value across the metro is $180,083, with an average monthly rent of $939. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.