Real Estate Investing in Pontiac, Illinois

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 13,718 • Livingston County

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Should you buy in Pontiac, IL? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Pontiac, IL?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.0% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $159,797
Avg Monthly Rent $918
ZIP Codes 1

Investing in Pontiac Real Estate

This is a distressed-leaning corner of Illinois: Pontiac has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

clearly Pontiac's aggregate rating of ★★★☆☆ reflects underwhelming investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Transaction volume in Pontiac has thinned in a way that amplifies price discovery risk. Put differently, investors without local context should treat every number on the page with skepticism.

Demographics in Pontiac show real pressure — median income of $N/AK is lackluster relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Pontiac, IL

Pontiac is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Pontiac, IL. Anonymous, moderated, never written by AI.

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Avg Home Value
$159,797
Avg Monthly Rent
$918
1% Rule
✗ Below
Landlord Friendly (IL)

📉 Market Crash Risk Index

Based on Pontiac, IL metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Pontiac, IL metro
0
Days to pending
10.7%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Pontiac, IL

Screen every ZIP in Pontiac

Filter Pontiac’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Pontiac, IL

What is the investability score for Pontiac, IL?

Yes - Pontiac, IL a 3.0/5 investability score. With $160K home prices against $918/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is vacancy a concern in Pontiac, IL?

Rental vacancy in Pontiac, IL is elevated. Investors should budget normal turnover but not chronic empty units.

How much is rent in Pontiac, IL?

Pontiac, IL rentals go for roughly $918/mo a month. That puts gross yield in solid territory relative to $160K acquisition costs.

Is house hacking profitable in Pontiac, IL?

House hacking in Pontiac, IL is reasonable to execute. Prices around $160K and rents of $918/mo solid owner-occupant economics.

Does Pontiac, IL favor landlords or tenants?

Pontiac, IL operates under IL law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

Community Ratings

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