Best ZIP Codes for Cash Flow in Payson, AZ (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 85539 1% rule | Miami, AZ | $140,009 | $1,440 | 8.02% | -1.1% |
| 2 | 85545 | Roosevelt, AZ | $251,162 | $1,377 | 4.28% | — |
| 3 | 85501 | Globe, AZ | $236,649 | $1,161 | 3.83% | 3.8% |
| 4 | 85541 | Payson, AZ | $449,030 | $1,888 | 3.28% | 3.4% |
| 5 | 85553 | Tonto Basin, AZ | $346,304 | $1,143 | 2.57% | — |
| 6 | 85554 | Globe, AZ | $390,303 | $1,143 | 2.28% | 2.5% |
| 7 | 85544 | Pine, AZ | $488,042 | $1,422 | 2.27% | 5.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Payson, AZ · Affordable in Payson, AZ
Or see the full Payson, AZ metro profile.