Payson, AZ Metro Area - Investment Guide

Metro Area • 6 Cities • 7 ZIP Codes

Avg Home Value $328,786
Avg Monthly Rent $1,368
Avg Cap Rate 3.79%
Avg Investability 2.9 ★
Cities 6
ZIP Codes 7

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
☀️
WARM MARKET
Payson, AZ Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Payson, AZ

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Payson, AZ

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
85539 Miami AZ $140,009 $1,440 8.02% 4.0 ★
85539 Miami AZ $134,827 $1,440 8.33% 4.0 ★
85539 Miami AZ $141,571 $1,440 7.93% 4.0 ★
85539 Miami AZ $138,274 $1,440 8.12% 4.0 ★
85539 Miami AZ $141,735 $1,440 7.92% 4.0 ★
85539 Miami AZ $138,274 $1,440 8.12% 4.0 ★
85539 Miami AZ $135,083 $1,440 8.31% 4.0 ★
85501 Globe AZ $236,649 $1,161 3.83% 3.0 ★
85554 Globe AZ $378,745 $1,143 2.35% 3.0 ★
85541 Payson AZ $449,030 $1,888 3.28% 3.0 ★
85544 Pine AZ $488,042 $1,422 2.27% 3.0 ★
85501 Globe AZ $231,808 $1,161 3.91% 3.0 ★
85541 Payson AZ $439,956 $2,107 3.74% 3.0 ★
85554 Globe AZ $390,303 $1,143 2.28% 3.0 ★
85544 Pine AZ $476,159 $1,422 2.33% 3.0 ★
85501 Globe AZ $240,365 $1,161 3.77% 3.0 ★
85554 Globe AZ $372,035 $1,143 2.40% 3.0 ★
85541 Payson AZ $452,510 $1,733 2.99% 3.0 ★
85544 Pine AZ $488,490 $1,422 2.27% 3.0 ★
85501 Globe AZ $225,253 $1,161 4.02% 3.0 ★
85541 Payson AZ $445,290 $1,858 3.26% 3.0 ★
85554 Globe AZ $385,138 $1,143 2.31% 3.0 ★
85544 Pine AZ $480,246 $1,422 2.31% 3.0 ★
85501 Globe AZ $239,535 $1,161 3.78% 3.0 ★
85554 Globe AZ $369,953 $1,143 2.41% 3.0 ★
85541 Payson AZ $448,326 $1,894 3.29% 3.0 ★
85544 Pine AZ $484,047 $1,422 2.29% 3.0 ★
85501 Globe AZ $225,253 $1,161 4.02% 3.0 ★
85541 Payson AZ $445,290 $1,858 3.26% 3.0 ★
85554 Globe AZ $388,236 $1,143 2.30% 3.0 ★
85544 Pine AZ $480,246 $1,422 2.31% 3.0 ★
85501 Globe AZ $235,581 $1,161 3.84% 3.0 ★
85554 Globe AZ $369,953 $1,143 2.41% 3.0 ★
85541 Payson AZ $446,222 $1,894 3.31% 3.0 ★
85544 Pine AZ $482,537 $1,422 2.30% 3.0 ★
85545 Roosevelt AZ $250,283 $1,377 4.29% 2.0 ★
85553 Tonto Basin AZ $339,470 $1,143 2.63% 2.0 ★
85545 Roosevelt AZ $251,162 $1,377 4.28% 2.0 ★
85553 Tonto Basin AZ $346,304 $1,143 2.57% 2.0 ★
85545 Roosevelt AZ $243,306 $1,377 4.41% 2.0 ★
85553 Tonto Basin AZ $329,654 $1,143 2.70% 2.0 ★
85545 Roosevelt AZ $260,174 $1,377 4.13% 2.0 ★
85553 Tonto Basin AZ $341,487 $1,143 2.61% 2.0 ★
85545 Roosevelt AZ $232,138 $1,377 4.63% 2.0 ★
85553 Tonto Basin AZ $325,711 $1,143 2.74% 2.0 ★
85545 Roosevelt AZ $257,817 $1,377 4.17% 2.0 ★
85553 Tonto Basin AZ $345,483 $1,143 2.58% 2.0 ★
85545 Roosevelt AZ $232,138 $1,377 4.63% 2.0 ★
85553 Tonto Basin AZ $325,711 $1,143 2.74% 2.0 ★
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About Payson, AZ Real Estate Market

The Payson, AZ metropolitan statistical area (MSA) encompasses 6 cities and 7 ZIP codes. The average home value across the metro is $328,786, with an average monthly rent of $1,368. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.