Real Estate Investing in Payson, Arizona

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 23,323 • Gila County

☆ Watch this market Free account

Should you buy in Payson, AZ? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 30.2% of homes vacant — above national norms.

What’s happening in Payson, AZ?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.4% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $449,030
Avg Monthly Rent $1,888
ZIP Codes 1

Investing in Payson Real Estate

Payson, AZ covers 1 ZIP codes and a population but the investment metrics here are sluggish — this is not a market to enter casually.

Across Payson's 1 ZIPs, fundamentals run modest: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

plainly Payson's sale market has not rewarded patience. a challenging fit for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Demographics in Payson show real pressure — median income of $N/AK is lackluster relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Payson, AZ

Payson is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Payson, AZ. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Payson, AZ?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$449,030
Avg Monthly Rent
$1,888
1% Rule
✗ Below
Landlord Friendly (AZ)

📉 Market Crash Risk Index

Based on Payson, AZ metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
71%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Payson, AZ metro
0
Days to pending
6.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Payson, AZ

Screen every ZIP in Payson

Filter Payson’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Payson, AZ

What is the investability score for Payson, AZ?

The 3.0/5 investability rating in Payson, AZ reflects its $449K prices and $1,888/mo rents. Investors generally consider it a solid option within AZ.

What are rental rates like in Payson, AZ?

Rents in Payson, AZ run near $1,888/mo. Compared with median home prices of $449K that produces solid gross yields for typical rentals.

Are there empty rentals in Payson, AZ?

Payson, AZ carries elevated vacancy risk. Expect measured absorption at market rents of $1,888/mo.

Can owner-occupants cash flow in Payson, AZ?

The house hack math a challenging in Payson, AZ. Owner-occupant buyers benefit from the $1,888/mo rents and $449K home values.

Is Payson, AZ landlord-friendly?

The landlord environment in Payson, AZ is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Payson, AZ.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.