Best ZIP Codes for Cash Flow in Mayfield, KY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 42085 | Water Valley, KY | $108,364 | $783 | 5.64% | 5.3% |
| 2 | 42041 | Fulton, KY | $111,267 | $783 | 5.49% | 9.6% |
| 3 | 42066 | Mayfield, KY | $163,213 | $873 | 4.17% | 8.1% |
| 4 | 42051 | Hickory, KY | $201,997 | $999 | 3.86% | 9.0% |
| 5 | 42088 | Wingo, KY | $162,783 | $783 | 3.75% | 9.5% |
| 6 | 42039 | Fancy Farm, KY | $172,598 | $828 | 3.74% | 9.2% |
| 7 | 42040 | Farmington, KY | $201,909 | $891 | 3.44% | 7.8% |
| 8 | 42069 | Melber, KY | $217,229 | $954 | 3.43% | 8.2% |
| 9 | 42079 | Sedalia, KY | $187,083 | $801 | 3.34% | 8.0% |
| 10 | 42082 | Symsonia, KY | $191,467 | $819 | 3.34% | 9.2% |
| 11 | 42027 | Boaz, KY | $228,681 | $891 | 3.04% | 8.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Mayfield, KY · Affordable in Mayfield, KY
Or see the full Mayfield, KY metro profile.