Real Estate Investing in Fulton, Kentucky

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 4,584 • Fulton County

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Should you buy in Fulton, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
3 flags
  • High vacancy: 22.9% of homes vacant — above national norms.
  • Elevated poverty: 29.1% poverty rate — can affect rent collection.
  • Lower household income: $33,895 median — tenant affordability is tighter.

What’s happening in Fulton, KY?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

9.6% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $111,267
Avg Monthly Rent $783
ZIP Codes 1

Investing in Fulton Real Estate

This is a distressed-leaning corner of Kentucky: Fulton has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Fulton is in that category.

unambiguously Fulton's sale market has not rewarded patience. a stretch for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

A an established population with $N/AK household income profile is what makes Fulton a challenging rental market — the tenant base is present, but the affordability math is tight.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Mayfield, KY

Fulton is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Fulton, KY. Anonymous, moderated, never written by AI.

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Avg Home Value
$111,267
Avg Monthly Rent
$783
1% Rule
✗ Below
Landlord Friendly (KY)

📉 Market Crash Risk Index

Based on Mayfield, KY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Mayfield, KY metro
0
Days to pending
12.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Fulton, KY

Screen every ZIP in Fulton

Filter Fulton’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Fulton, KY

What type of investing works in Fulton, KY?

In Fulton, KY the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $111K prices and $783/mo rents suits that approach.

What is the typical renter like in Fulton, KY?

The renter base in Fulton, KY is reasonable for the $783/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Is Fulton in KY worth investing in?

Fulton, KY rates 3.0/5 for investability. With median values at $111K and rents near $783/mo, the market offers reasonable fundamentals for rental investors.

How do landlord-tenant laws work in Fulton, KY?

The landlord environment in Fulton, KY is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What is the typical rental rate in Fulton, KY?

Rent in Fulton, KY is around $783/mo. The resulting rent-to-value relationship with $111K pricing is reasonable for most investor models.

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