Best ZIP Codes for Cash Flow in Fort Payne, AL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 35981 | Ider, AL | $209,189 | $1,026 | 3.83% | 4.7% |
| 2 | 35978 | Henagar, AL | $210,052 | $891 | 3.31% | 4.2% |
| 3 | 35961 | Collinsville, AL | $204,827 | $765 | 2.91% | 4.1% |
| 4 | 35979 | Higdon, AL | $202,800 | $756 | 2.91% | 5.3% |
| 5 | 35962 | Crossville, AL | $205,442 | $765 | 2.90% | 6.0% |
| 6 | 35967 | Fort Payne, AL | $202,388 | $720 | 2.77% | 5.8% |
| 7 | 35963 | Dawson, AL | $209,853 | $729 | 2.71% | 5.5% |
| 8 | 35974 | Geraldine, AL | $202,034 | $702 | 2.71% | 4.2% |
| 9 | 35988 | Sylvania, AL | $204,320 | $702 | 2.68% | 5.1% |
| 10 | 35975 | Groveoak, AL | $235,908 | $711 | 2.35% | 4.2% |
| 11 | 35986 | Rainsville, AL | $234,637 | $702 | 2.33% | 6.5% |
| 12 | 35968 | Fort Payne, AL | $236,484 | $702 | 2.32% | 5.1% |
| 13 | 35984 | Mentone, AL | $316,151 | $783 | 1.93% | 7.1% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Fort Payne, AL · Affordable in Fort Payne, AL
Or see the full Fort Payne, AL metro profile.