Real Estate Investing in Cusick, Washington (99119)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pend Oreille County • Population: 1,465 • Data updated: September 2026

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Should you buy in 99119 (Cusick, WA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 47.7% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cusick, WA (99119)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $281,286
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $66,635
% Renters 16.1%

Market Analysis: 99119 Cusick

Investors eyeing 99119 need to respect the fundamentals at play. Home values of $281K come alongside slower price movement and elevated management overhead.

The 99119 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 99119 among WA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A significant renter share of 16% in 99119 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 99119 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cusick:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+0.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$296K$264K$233K$201K$170K$139KFeb 2017Nov 2021Jul 2026

📊 How Does 99119 Compare?

Metric 99119 Cusick Washington
Home Value $281,286 $281,286 $591,536
5-Year CAGR 3.2% 3.2% 5.9%
Avg Rent $1,044 $1,044 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 99119? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 99119 (Cusick, WA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $281,286
Monthly Rent $1,044
Price-to-Rent 22.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +0.5% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
47.7%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.2%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 99119

Population: 1,465

💰 Median Household Income
$66,635
This area
$66,635
State
$83,286
USA
$74,580
🏠 Renter Occupied
16.1%
This area
16.1%
State
29.3%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-13.7%
USA
3.7%
🎓 College Educated
13.9%
This area
13.9%
State
10.6%
USA
33.7%
👤 Median Age
57.0 years
This area
57.0 years
State
10.2 years
USA
38.9 years
🏚️ Vacancy Rate
47.7%
This area
47.7%
State
14.9%
USA
10.5%
👥 Population by Ethnicity
White 75.8%
Other/Mixed 24.2%
Hispanic/Latino 4.2%
Black/African American 0.1%
👶 Under 18
18.6%
This area
18.6%
USA
22.0%
👴 65 and Over
34.5%
This area
34.5%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 99119

B Avg School Grade
4 Schools
21.6:1 Avg Class Size
$18,984 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Cusick Jr Sr High School

📚 06 – 12 High School
👥
129 Students
👨‍🏫
9.6:1 Class Size
💰
$18,984 Per Student
A Very Good

Bess Herian Elementary

📚 K – 05 Elementary
👥
130 Students
👨‍🏫
12.4:1 Class Size
💰
$18,984 Per Student
B Good

Kalispel Language Immersion School

📚 K – 08 School Limited Data
💰
$18,984 Per Student
C Below Average

Home Pride

📚 K – 12 K-12
👥
107 Students
👨‍🏫
42.8:1 Class Size
💰
$18,984 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong is Cusick, WA for real estate investors?

Our data puts Cusick, WA at 3.0/5 for investability. Home prices of $281K and rents around $1,044/mo create a solid backdrop for investor activity.

How much should I expect to pay for a home in Cusick, WA?

Cusick, WA home values average about $281K. That price point suits investors targeting rentals with $1,044/mo in monthly income.

Are there empty rentals in Cusick, WA?

Cusick, WA carries elevated vacancy risk. Expect consistent absorption at market rents of $1,044/mo.

What is the tenant pool like in Cusick, WA?

Cusick, WA draws a stable base of working renters. Demand at the $1,044/mo rent level is reasonable for standard single-family and small multi rentals.

How should investors approach Cusick, WA?

A careful cash-flow rentals with hands-on management strategy Cusick, WA best. The market produces even-keeled results for that approach at the $281K price point.

You know 99119 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 99119 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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