Real Estate Investing in Sammamish, Washington (98075)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

King County • Population: 25,231 • Data updated: September 2026

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Should you buy in 98075 (Sammamish, WA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 36.3 — hard to cash-flow at these prices.

What’s happening in Sammamish, WA (98075)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,773,822
Avg Monthly Rent $4,077
1% Rule ✗ Does Not Meet
Median Income $234,261
% Renters 12.8%

Market Analysis: 98075 Sammamish

Put differently, ZIP 98075 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $1.8M median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 98075 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within WA, ZIP 98075 trails on several market indicators that neighboring King County submarkets outperform. The gap is real and significant enough to shape underwriting.

The 98075 ZIP's population of 25,231 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sammamish:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.6× the median income
Value Trend
Declining (-2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,077/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Seattle-Tacoma-Bellevue, WA Metro Area
More inventory, negotiating room for buyers
45 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Seattle-Tacoma-Bellevue, WA metro data
🏠

Property Strategy for 98075

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
4BR
+10.6% 5yr CAGR
Best Overall Value
2BR
$300,063/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $600,126 $3,750 4.5% +3.8% $300,063
3BR $1,399,139 $4,910 2.5% +9.3% $466,380
4BR $1,827,423 $5,770 2.3% +10.6% $456,856
5BR $2,133,212 +10.3% $426,642

Market Trends

Home Value History (with trend line)

$2.1M$1.8M$1.5M$1.1M$781K$445KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,180$3,881$3,583$3,284$2,986$2,687Mar 2021Nov 2023Jul 2026

📊 How Does 98075 Compare?

Metric 98075 Sammamish Seattle-Tacoma-Bellevue, WA Washington
Home Value $1,773,822 $1,658,050 N/A $591,536
5-Year CAGR 4.6% 4.5% N/A 5.9%
Avg Rent $4,077 $3,923 N/A -
Cap Rate 1.8% 1.9% - -
💡 Why Invest in 98075? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 98075 (Sammamish, WA). Anonymous, moderated, never written by AI.

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Property managers serving King County

Manage rentals here? List your business →

Alki Property Management LLC specializes in apartment rentals. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Brink Property Management offers residential property management and vacant home management services in Bellevue, providing marketing, tenant screening, rent collection, and maintenance. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Full Service Property Management offers compassionate property management across Metro Seattle, including multi-family management, property marketing, and maintenance services. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $1,773,822
Monthly Rent $4,077
Price-to-Rent 36.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year -2.8% ▼
3-Year CAGR +2.9% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year +11.0% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +6.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.6%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 98075

Population: 25,231

💰 Median Household Income
$234,261
This area
$234,261
State
$83,286
USA
$74,580
🏠 Renter Occupied
12.8%
This area
12.8%
State
29.3%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-13.7%
USA
3.7%
🎓 College Educated
74.9%
This area
74.9%
State
10.6%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
10.2 years
USA
38.9 years
🏚️ Vacancy Rate
3.3%
This area
3.3%
State
14.9%
USA
10.5%
👥 Population by Ethnicity
White 53.4%
Asian 36.0%
Other/Mixed 8.4%
Hispanic/Latino 3.4%
Black/African American 2.1%
👶 Under 18
28.5%
This area
28.5%
USA
22.0%
👴 65 and Over
9.0%
This area
9.0%
USA
17.3%
📊 Poverty Rate
1.7%
This area
1.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 98075

A Avg School Grade
7 Schools
18.2:1 Avg Class Size
$22,423 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Cedar Trails Elementary

📚 K – 05 Elementary
👥
386 Students
👨‍🏫
14.2:1 Class Size
💰
$22,423 Per Student
A Very Good

Cascade Ridge Elementary

📚 K – 05 Elementary
👥
407 Students
👨‍🏫
16.1:1 Class Size
💰
$22,423 Per Student
A Very Good

Creekside Elementary

📚 K – 05 Elementary
👥
581 Students
👨‍🏫
16.7:1 Class Size
💰
$22,423 Per Student
A Very Good

Discovery Elementary

📚 Pre-K – 05 Elementary
👥
543 Students
👨‍🏫
17.4:1 Class Size
💰
$22,423 Per Student
A Very Good

Sunny Hills Elementary

📚 K – 05 Elementary
👥
565 Students
👨‍🏫
16.8:1 Class Size
💰
$22,423 Per Student
B Good

Pine Lake Middle School

📚 06 – 08 Middle
👥
940 Students
👨‍🏫
23.0:1 Class Size
💰
$22,423 Per Student
C+ Average

Skyline High School

📚 09 – 12 High School
👥
2,193 Students
👨‍🏫
23.0:1 Class Size
💰
$22,423 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Challenger Elementary

📚 K – 05 Elementary
📍 25200 SE KLAHANIE BLVD, ISSAQUAH
👥
395 Students
👨‍🏫
14.5:1 Class Size
💰
$22,423 Per Student
A Very Good

Endeavour Elementary School

📚 K – 05 Elementary
📍 26205 SE ISSAQUAH-FALL CITY RD, ISSAQUAH
👥
478 Students
👨‍🏫
15.6:1 Class Size
💰
$22,423 Per Student
A Very Good

Grand Ridge Elementary

📚 K – 05 Elementary
📍 1739 NE Park Dr, Issaquah
👥
547 Students
👨‍🏫
17.2:1 Class Size
💰
$22,423 Per Student
A Very Good

Christa Mcauliffe Elementary

📚 K – 05 Elementary
📍 23823 NE 22nd, Sammamish
👥
482 Students
👨‍🏫
16.0:1 Class Size
💰
$19,952 Per Student
A Very Good

Margaret Mead Elementary

📚 K – 05 Elementary
📍 1725 216th AVE NE, Sammamish
👥
609 Students
👨‍🏫
17.3:1 Class Size
💰
$19,952 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8,118 Off-Campus Students
C+
Bellevue College
11,472 students · 5.2 mi
C
Northwest University
999 students · 8.7 mi
C
DigiPen Institute of Technology
1,100 students · 8.8 mi
D
Northwest University-Center for Online and Extended Education
1,343 students · 8.8 mi
C+
Renton Technical College
3,060 students · 9.3 mi
C
Lake Washington Institute of Technology
3,357 students · 10.1 mi
D
Pima Medical Institute-Renton
400 students · 11.5 mi
C+
Seattle University
7,182 students · 13.2 mi

Investor Insight: With 8,118 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Sammamish, WA?

In Sammamish, WA the median home value sits at $1.8M. Against the broader WA market, that reads as reasonable for most investors.

How does Sammamish, WA rate as a rental market?

Sammamish, WA scores 3.0/5 for investability. Home values sit at $1.8M and rents near $4,077/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the tenant pool like in Sammamish, WA?

The tenant pool in Sammamish, WA is solid, supported by local employment and population fundamentals. Rents of $4,077/mo are well-absorbed by the market.

How landlord-friendly is Sammamish, WA?

The landlord environment in Sammamish, WA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Do landlords face vacancy issues in Sammamish, WA?

Rental vacancy in Sammamish, WA is elevated. Investors should budget normal turnover but not chronic empty units.

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