Real Estate Investing in Lafayette, Oregon (97127)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 97127 (Lafayette, OR)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lafayette, OR (97127)?
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Market Analysis: 97127 Lafayette
ZIP 97127 inside Yamhill County looks affordable on the surface — median value of $462K — but the discount exists for reasons that a careful buyer should understand before committing.
The 97127 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Lafayette have seen price recovery that 97127 has not matched. Yamhill County data supports the view that the spread is structural rather than temporary.
Demographically, 97127 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lafayette:
Property Strategy for 97127
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $446,961 | $2,470 | 4.0% | +6.0% | $148,987 |
| 4BR | $491,424 | $2,900 | 4.2% | +5.1% | $122,856 |
Market Trends
Home Value History (with trend line)
📊 How Does 97127 Compare?
| Metric | 97127 | Lafayette | Oregon |
|---|---|---|---|
| Home Value | $462,157 | $462,157 | $493,884 |
| 5-Year CAGR | 2.7% | 2.7% | 4.9% |
| Avg Rent | $1,620 | $1,620 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 97127 (Lafayette, OR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $462,157 |
| Monthly Rent | $1,620 |
| Price-to-Rent | 23.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +0.9% ▲ |
| 3-Year CAGR | +1.7% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 97127
Population: 4,428
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 97127
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Lafayette, OR a good market for buy-and-hold investors?
Investors tracking Lafayette, OR will find a 3.0/5 rating supported by $462K median home values and $1,620/mo rents. That profile suits long-term holders targeting even-keeled returns.
How high is vacancy risk in Lafayette, OR?
Vacancy risk in Lafayette, OR is elevated. That supports predictable cash flow for typical rental holds.
What investment strategy works best in Lafayette, OR?
Most investors in Lafayette, OR run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is the renter demographic in Lafayette, OR?
Tenant quality in Lafayette, OR ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,620/mo.
Are homes affordable in Lafayette, OR?
Lafayette, OR home values average about $462K. That price point suits investors targeting rentals with $1,620/mo in monthly income.
You know 97127 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 97127 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 97127 ranks in Portland-Vancouver-Hillsboro, OR-WA
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