Real Estate Investing in Kealakekua, Hawaii (96750)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 96750 (Kealakekua, HI)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Elevated vacancy: 11.2% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 39.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kealakekua, HI (96750)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 96750 Kealakekua
ZIP 96750 in Kealakekua, HI carries a substantial set of headwinds. Home values near $789K and rents of $1,683/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 96750 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 96750 sits on the difficult end of the HI spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
Turning to rents, 3,137 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 96750 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Kealakekua:
Property Strategy for 96750
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $746,940 | $1,870 | 1.8% | +5.3% | $373,470 |
| 3BR | $731,627 | $2,440 | 2.4% | +6.3% | $243,876 |
| 4BR | $986,106 | $2,730 | 2.0% | +8.0% | $246,526 |
Market Trends
Home Value History (with trend line)
📊 How Does 96750 Compare?
| Metric | 96750 | Kealakekua | Hilo, HI | Hawaii |
|---|---|---|---|---|
| Home Value | $789,146 | $789,146 | N/A | $824,731 |
| 5-Year CAGR | 3.3% | 3.3% | N/A | 5.4% |
| Avg Rent | $1,683 | $1,683 | N/A | - |
| Cap Rate | 1.7% | 1.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 96750 (Kealakekua, HI). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 96750 (Kealakekua, HI)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $789,146 |
| Monthly Rent | $1,683 |
| Price-to-Rent | 39.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 4.9% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | -1.0% ▼ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 96750
Population: 3,137
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 96750
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is HI a landlord-friendly state?
Landlord-friendliness in Kealakekua, HI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What approach is best for Kealakekua, HI real estate?
The best-fit strategy in Kealakekua, HI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How much should I expect to pay for a home in Kealakekua, HI?
Typical homes in Kealakekua, HI go for around $789K. The 5-year CAGR of 0.0% consistent price movement.
Is Kealakekua, HI a good market for FHA house hackers?
Kealakekua, HI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,683/mo rent level.
Is vacancy a concern in Kealakekua, HI?
Rental vacancy in Kealakekua, HI is elevated. Investors should budget normal turnover but not chronic empty units.
You know 96750 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 96750 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 96750 ranks in Hilo, HI
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 96750 (Kealakekua)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 96750 (Kealakekua, HI).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.