Real Estate Investing in Chilcoot, California (96105)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 96105 (Chilcoot, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 43.5% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.3% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chilcoot, CA (96105)?
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Market Analysis: 96105 Chilcoot
The 96105 ZIP in Chilcoot, CA is a local-operator market. Outside capital chasing a $343K entry has to pair deep knowledge with the discount.
The 96105 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Chilcoot have seen price recovery that 96105 has not matched. Plumas data supports the view that the spread is structural rather than temporary.
The 96105 ZIP's population of 493 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Strategically, 96105 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Chilcoot:
Market Trends
Home Value History (with trend line)
📊 How Does 96105 Compare?
| Metric | 96105 | Chilcoot | California |
|---|---|---|---|
| Home Value | $343,183 | $356,798 | $761,003 |
| 5-Year CAGR | 0.3% | 0.8% | 5.7% |
| Avg Rent | $1,251 | $1,260 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 96105 (Chilcoot, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $343,183 |
| Monthly Rent | $1,251 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 3.1% |
📈 Home Appreciation
| 1-Year | +0.8% ▲ |
| 3-Year CAGR | -0.3% ▼ |
| 5-Year CAGR | +0.3% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 96105
Population: 493
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are vacancy rates like in Chilcoot, CA?
Expect elevated vacancy in Chilcoot, CA. Rents at $1,251/mo are absorbed by the tenant base without meaningful lag.
What type of investing works in Chilcoot, CA?
For Chilcoot, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How much do tenants pay in Chilcoot, CA?
Rental rates in Chilcoot, CA average $1,251/mo. Tenant demand and $343K home values make the yield look reasonable by investor standards.
What kind of tenants rent in Chilcoot, CA?
Expect a solid tenant pool in Chilcoot, CA. The rental market absorbs $1,251/mo rents without meaningful friction.
Is Chilcoot in CA worth investing in?
With a 2.0/5 investability score, Chilcoot, CA ranks as a solid market for rental property investors. Median prices of $343K and rents of $1,251/mo drive the underlying numbers.
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