Real Estate Investing in Yosemite National Park, California (95389)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95389 (Yosemite National Park, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 55.9% of homes vacant — above national norms.
- Declining values: -1.7% 5-year CAGR — values have moved lower.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 42.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Yosemite National Park, CA (95389)?
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Market Analysis: 95389 Yosemite National Park
ZIP 95389 inside Mariposa County looks affordable on the surface — median value of $668K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 95389 is notable only for operators who understand what they are buying. A $668K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 95389 and stronger Yosemite National Park ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 95389 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 95389 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Yosemite National Park:
Market Trends
Home Value History (with trend line)
📊 How Does 95389 Compare?
| Metric | 95389 | Yosemite National Park | California |
|---|---|---|---|
| Home Value | $667,991 | $667,991 | $761,003 |
| 5-Year CAGR | N/A | N/A | 5.7% |
| Avg Rent | $1,305 | $1,305 | - |
| Cap Rate | 1.5% | 1.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95389 (Yosemite National Park, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $667,991 |
| Monthly Rent | $1,305 |
| Price-to-Rent | 42.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.3% |
| Cap Rate | 1.5% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | +0.9% ▲ |
| 3-Year CAGR | -1.6% ▼ |
| 5-Year CAGR | -1.7% ▼ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95389
Population: 2,067
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95389
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much does a house cost in Yosemite National Park, CA?
Homes in Yosemite National Park, CA typically sell near $668K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
Is Yosemite National Park, CA a friendly market for rental owners?
For rental operators, Yosemite National Park, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How qualified is the tenant pool in Yosemite National Park, CA?
Expect a solid tenant pool in Yosemite National Park, CA. The rental market absorbs $1,305/mo rents without meaningful friction.
Can owner-occupants cash flow in Yosemite National Park, CA?
Yosemite National Park, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,305/mo rent level.
What approach is best for Yosemite National Park, CA real estate?
The best-fit strategy in Yosemite National Park, CA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 95389 now. You don’t know where it ranks.
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