Real Estate Investing in Napa, California (94559)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Napa County • Population: 27,828 • Data updated: September 2026

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Should you buy in 94559 (Napa, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (30/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Declining values: -0.4% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 9.8% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Napa, CA (94559)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $799,577
Avg Monthly Rent $2,819
1% Rule ✗ Does Not Meet
Median Income $94,599
% Renters 49.8%

Market Analysis: 94559 Napa

The 94559 ZIP in Napa, CA is a local-operator market. Outside capital chasing a $800K entry has to pair deep knowledge with the discount.

For an experienced owner, 94559 can be a a solid fit for hunting ground — but the discount at $800K reflects genuine risk that outside investors often underestimate.

In the broader CA picture, 94559 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 94559 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 94559 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Napa:

D Needs Caution
Buy Confidence Score: 39/100
Affordability
0/25
Appreciation
5/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.5× the median income
Value Trend
Declining (-1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,819/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Napa, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Napa, CA metro data
🏠

Property Strategy for 94559

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
4BR
+4.7% 5yr CAGR
Best Overall Value
3BR
$273,343/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $600,957 $2,080 2.5% +1.8% $600,957
2BR $701,985 $2,730 2.8% +1.5% $350,992
3BR $820,030 $3,480 3.1% +2.7% $273,343
4BR $1,135,954 $4,070 2.6% +4.7% $283,988
5BR $1,463,183 +4.3% $292,637

Market Trends

Home Value History (with trend line)

$940K$809K$679K$549K$418K$288KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,912$2,775$2,638$2,502$2,365$2,228Oct 2020Sep 2023Jul 2026

📊 How Does 94559 Compare?

Metric 94559 Napa Napa, CA California
Home Value $799,577 $567,359 N/A $761,003
5-Year CAGR N/A 0.6% N/A 5.7%
Avg Rent $2,819 $2,829 N/A -
Cap Rate 2.8% 2.6% - -
💡 Why Invest in 94559? Click to expand

A healthy rental market with 50% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94559 (Napa, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.8%
Low
5yr Growth
-0.4%
Declining

📉 Market Crash Risk Index

Based on Napa, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $799,577
Monthly Rent $2,819
Price-to-Rent 23.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.8%
5-Year IRR 2.4%

📈 Home Appreciation

1-Year -1.6% ▼
3-Year CAGR -2.4% ▼
5-Year CAGR -0.4% ▼
10-Year CAGR +2.8% ▲

🏠 Rent Trends

1-Year -1.8% ▼
3-Year CAGR +0.5% ▲
5-Year CAGR +1.8% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.8%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.4%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94559

Population: 27,828

💰 Median Household Income
$94,599
This area
$94,599
State
$94,164
USA
$74,580
🏠 Renter Occupied
49.8%
This area
49.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-16.6%
USA
3.7%
🎓 College Educated
35.2%
This area
35.2%
State
7.7%
USA
33.7%
👤 Median Age
38.7 years
This area
38.7 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
9.8%
This area
9.8%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 65.2%
Other/Mixed 30.9%
Hispanic/Latino 27.0%
Asian 3.2%
Black/African American 0.6%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
16.0%
This area
16.0%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94559

C+ Avg School Grade
9 Schools
20.8:1 Avg Class Size
$294,069 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Napa County Community

📚 K – 12 K-12
👥
60 Students
👨‍🏫
15.0:1 Class Size
💰
$664,074 Per Student
B Good

Napa Preschool Program

📚 Grade M Elementary Limited Data
💰
$664,074 Per Student
B Good

Napa County Juvenile Hall/Court

📚 07 – 12 High School
👥
14 Students
👨‍🏫
15.6:1 Class Size
💰
$664,074 Per Student
B Good

Phillips Elementary

📚 K – 05 Elementary
👥
360 Students
👨‍🏫
25.7:1 Class Size
💰
$16,566 Per Student
B Good

Shearer Elementary

📚 K – 08 School
👥
483 Students
👨‍🏫
24.7:1 Class Size
💰
$16,566 Per Student
C+ Average

New Technology High

📚 09 – 12 High School
👥
364 Students
👨‍🏫
21.3:1 Class Size
💰
$16,566 Per Student
C+ Average

Alta Heights Elementary

📚 K – 05 Elementary
👥
298 Students
👨‍🏫
24.8:1 Class Size
💰
$16,566 Per Student
C Below Average

Napa County ROP

📚 10 – 12 High School Limited Data
C Below Average

Mayacamas Charter Middle

📚 06 – 08 Middle Charter
👥
71 Students
👨‍🏫
18.2:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 5,291 Off-Campus Students
C
Napa Valley College
4,213 students · 1.8 mi
C
InterCoast Colleges-Fairfield
139 students · 8.4 mi
C
Solano Community College
8,868 students · 9.4 mi
C
Hinton Barber and Beauty College
62 students · 10.2 mi
C
Touro University California
1,090 students · 11.6 mi
C+
California State University Maritime Academy
805 students · 13.1 mi

Investor Insight: With 5,291 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is tenant demand in Napa, CA?

Napa, CA draws a measured base of working renters. Demand at the $2,819/mo rent level is reasonable for standard single-family and small multi rentals.

Is Napa, CA a good place for real estate investing?

Yes - Napa, CA a 2.0/5 investability score. With $800K home prices against $2,819/mo monthly rent, the market delivers a reasonable entry point for new investors.

Does Napa, CA favor landlords or tenants?

Rental owners in Napa, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How strong are rents in Napa, CA?

The typical rental in Napa, CA commands about $2,819/mo monthly. That rent profile steady cash flow against the $800K purchase basis.

How much does a house cost in Napa, CA?

Homes in Napa, CA typically sell near $800K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

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How 94559 ranks in Napa, CA

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