Real Estate Investing in Livermore, California (94550)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Alameda County • Population: 49,610 • Data updated: September 2026

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Should you buy in 94550 (Livermore, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (42/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 33.4 — hard to cash-flow at these prices.

What’s happening in Livermore, CA (94550)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,209,575
Avg Monthly Rent $3,015
1% Rule ✗ Does Not Meet
Median Income $171,388
% Renters 24.5%

Market Analysis: 94550 Livermore

Not every below-median market is a bargain. Livermore's 94550 ZIP reports signals that favor experienced operators who can absorb the risk $1.2M pricing implies.

Put differently, the numbers look inviting — $1.2M purchase price, 0.0% nominal cap — the work to hit that pro forma in 94550 is substantial and deserves full respect.

ZIP 94550's metrics run below Alameda County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 94550 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 94550 is an operator game, not a passive one. Put differently, entry prices of $1.2M are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livermore:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.1× the median income
Value Trend
Declining (-1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,015/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
San Francisco-Oakland-Berkeley, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from San Francisco-Oakland-Berkeley, CA metro data
🏠

Property Strategy for 94550

Which property type performs best in this market?

Best for Cash Flow
1BR
5.0% cap rate
Best for Appreciation
5BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$345,327/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $385,373 $2,700 5.0% -0.2% $385,373
2BR $712,417 $3,300 3.3% +4.9% $356,208
3BR $1,062,839 $4,220 2.9% +5.8% $354,280
4BR $1,381,307 $5,000 2.6% +6.8% $345,327
5BR $1,920,600 +8.6% $384,120

Market Trends

Home Value History (with trend line)

$1.4M$1.2M$986K$792K$599K$406KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,102$2,953$2,805$2,656$2,507$2,358Apr 2017Dec 2021Jul 2026

📊 How Does 94550 Compare?

Metric 94550 Livermore San Francisco-Oakland-Berkeley, CA California
Home Value $1,209,575 $1,095,084 N/A $761,003
5-Year CAGR 2.0% 1.8% N/A 5.7%
Avg Rent $3,015 $3,151 N/A -
Cap Rate 1.9% 2.3% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94550 (Livermore, CA). Anonymous, moderated, never written by AI.

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Property managers serving Alameda County

Manage rentals here? List your business →

Accountable Property Management offers residential, commercial, and HOA property management services in Hayward, CA and the Greater Bay Area Rental Market. summary from their website

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Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

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Community Association Management (CAM) provides management services for Common Interest Developments in the San Francisco Bay Area. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.9%
Low
5yr Growth
+2.0%
Slow

📊 Market Snapshot

Home Value $1,209,575
Monthly Rent $3,015
Price-to-Rent 33.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 1.9%
5-Year IRR 3.9%

📈 Home Appreciation

1-Year -1.4% ▼
3-Year CAGR +1.6% ▲
5-Year CAGR +2.0% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year +0.3% ▲
3-Year CAGR +0.1% ▲
5-Year CAGR +1.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.0%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94550

Population: 49,610

💰 Median Household Income
$171,388
This area
$171,388
State
$94,164
USA
$74,580
🏠 Renter Occupied
24.5%
This area
24.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-16.6%
USA
3.7%
🎓 College Educated
53.2%
This area
53.2%
State
7.7%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 67.3%
Asian 15.6%
Other/Mixed 15.4%
Hispanic/Latino 10.1%
Black/African American 1.7%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
17.1%
This area
17.1%
USA
17.3%
📊 Poverty Rate
1.4%
This area
1.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94550

B Avg School Grade
11 Schools
19.9:1 Avg Class Size
$18,138 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Arroyo Seco Elementary

📚 K – 05 Elementary
👥
582 Students
👨‍🏫
17.8:1 Class Size
💰
$18,138 Per Student
B+ Above Average

Del Valle Continuation High

📚 07 – 12 High School
👥
106 Students
👨‍🏫
9.5:1 Class Size
💰
$18,138 Per Student
B+ Above Average

Vineyard Alternative

📚 K – 12 K-12
👥
110 Students
👨‍🏫
9.6:1 Class Size
💰
$18,138 Per Student
B+ Above Average

East Avenue Middle

📚 06 – 08 Middle
👥
560 Students
👨‍🏫
21.6:1 Class Size
💰
$18,138 Per Student
B+ Above Average

Joe Michell

📚 K – 08 School
👥
775 Students
👨‍🏫
20.9:1 Class Size
💰
$18,138 Per Student
B Good

Emma C. Smith Elementary

📚 K – 05 Elementary
👥
661 Students
👨‍🏫
22.3:1 Class Size
💰
$18,138 Per Student
B Good

Jackson Avenue Elementary

📚 K – 05 Elementary
👥
517 Students
👨‍🏫
23.7:1 Class Size
💰
$18,138 Per Student
B Good

Sunset Elementary

📚 K – 05 Elementary
👥
753 Students
👨‍🏫
23.2:1 Class Size
💰
$18,138 Per Student
B Good

Livermore High

📚 09 – 12 High School
👥
1,803 Students
👨‍🏫
22.0:1 Class Size
💰
$18,138 Per Student
B Good

William Mendenhall Middle

📚 06 – 08 Middle
👥
893 Students
👨‍🏫
25.5:1 Class Size
💰
$18,138 Per Student
C+ Average

Granada High

📚 09 – 12 High School
👥
2,234 Students
👨‍🏫
23.2:1 Class Size
💰
$18,138 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are there empty rentals in Livermore, CA?

Livermore, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

What do rentals go for in Livermore, CA?

Rental rates in Livermore, CA average $3,015/mo. Tenant demand and $1.2M home values make the yield look reasonable by investor standards.

What is the tenant pool like in Livermore, CA?

The tenant pool in Livermore, CA is solid, supported by local employment and population fundamentals. Rents of $3,015/mo are well-absorbed by the market.

Is Livermore, CA good for house hacking?

House hacking in Livermore, CA is a tougher. With home values around $1.2M and rents at $3,015/mo, owner-occupants can offset a meaningful share of PITI.

How should investors approach Livermore, CA?

In Livermore, CA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $1.2M prices and $3,015/mo rents suits that approach.

You know 94550 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 94550 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 94550 ranks in San Francisco-Oakland-Berkeley, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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