Real Estate Investing in San Simon, Arizona (85632)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cochise County • Population: 873 • Data updated: September 2026

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Should you buy in 85632 (San Simon, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 42.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in San Simon, AZ (85632)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $244,981
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $44,044
% Renters 14.9%

Market Analysis: 85632 San Simon

Investors eyeing 85632 need to respect the fundamentals at play. Home values of $245K come alongside slower price movement and elevated management overhead.

The investment case in 85632 is impressive only for operators who understand what they are buying. A $245K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in San Simon have seen price recovery that 85632 has not matched. Cochise County data supports the view that the spread is structural rather than temporary.

Demographically, 85632 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at San Simon's stable or hybrid ZIPs before stepping into 85632. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Simon:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sierra Vista-Douglas, AZ Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sierra Vista-Douglas, AZ metro data

Market Trends

Home Value History (with trend line)

$257K$251K$246K$240K$234K$229KNov 2023Mar 2025Jul 2026

📊 How Does 85632 Compare?

Metric 85632 San Simon Sierra Vista-Douglas, AZ Arizona
Home Value $244,981 $244,981 N/A $419,643
5-Year CAGR N/A N/A N/A 6.5%
Avg Rent $981 $981 N/A -
Cap Rate 3.1% 3.1% - -

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85632 (San Simon, AZ). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.1%
Low

📊 Market Snapshot

Home Value $244,981
Monthly Rent $981
Price-to-Rent 20.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
42.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85632

Population: 873

💰 Median Household Income
$44,044
This area
$44,044
State
$66,355
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-23.2%
USA
3.7%
🎓 College Educated
30.4%
This area
30.4%
State
-1.0%
USA
33.7%
👤 Median Age
61.0 years
This area
61.0 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
42.0%
This area
42.0%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 85.9%
Other/Mixed 13.8%
Hispanic/Latino 11.8%
Black/African American 0.3%
👶 Under 18
15.0%
This area
15.0%
USA
22.0%
👴 65 and Over
44.4%
This area
44.4%
USA
17.3%
📊 Poverty Rate
9.2%
This area
9.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85632

B Avg School Grade
2 Schools
9.8:1 Avg Class Size
$23,167 Avg Per Pupil

Schools in This ZIP Code

A Very Good

San Simon School

📚 K – 12 K-12
👥
98 Students
👨‍🏫
9.8:1 Class Size
💰
$23,167 Per Student
C Below Average

CTD - San Simon High School

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical vacancy rate in San Simon, AZ?

Occupancy in San Simon, AZ runs predictable with elevated vacancy. Well-priced units at $981/mo lease on reasonable timelines.

How strong is the working-renter base in San Simon, AZ?

The renter base in San Simon, AZ is reasonable for the $981/mo price point. Screening well and pricing to market typically yields steady tenants.

Are landlord laws favorable in San Simon, AZ?

Rental owners in San Simon, AZ deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Are rents high in San Simon, AZ?

Rents in San Simon, AZ run near $981/mo. Compared with median home prices of $245K that produces solid gross yields for typical rentals.

What does house hacking look like in San Simon, AZ?

For house hackers, San Simon, AZ is a challenging. The $981/mo rent on a unit helps defray the mortgage on a $245K property.

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How 85632 ranks in Sierra Vista-Douglas, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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