Real Estate Investing in Taos, New Mexico (87571)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Taos County • Population: 12,544 • Data updated: September 2026

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Should you buy in 87571 (Taos, NM)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (28/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.3% of homes vacant — above national norms.
  • Declining values: -1.3% 5-year CAGR — values have moved lower.

What’s happening in Taos, NM (87571)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $432,948
Avg Monthly Rent $2,200
1% Rule ✗ Does Not Meet
Median Income $53,915
% Renters 27.5%

Market Analysis: 87571 Taos

ZIP 87571 inside Taos County looks affordable on the surface — median value of $433K — but the discount exists for reasons that a careful buyer should understand before committing.

Stepping back, the numbers look inviting — $433K purchase price, 0.0% nominal cap — the work to hit that pro forma in 87571 is substantial and deserves full respect.

Nearby ZIPs in Taos have seen price recovery that 87571 has not matched. Taos County data supports the view that the spread is structural rather than temporary.

The demographic picture in 87571 includes headwinds that any investor should price in. Income distribution skews lower than Taos averages, and tenant stability requires active management.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Taos:

D Needs Caution
Buy Confidence Score: 42/100
Affordability
5/25
Appreciation
5/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,200/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Taos, NM Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
4.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Taos, NM metro data
🏠

Property Strategy for 87571

Which property type performs best in this market?

Best for Cash Flow
2BR
2.0% cap rate
Best for Appreciation
3BR
+7.0% 5yr CAGR
Best Overall Value
3BR
$194,201/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $448,669 $1,230 2.0% +5.7% $224,334
3BR $582,602 $1,530 1.9% +7.0% $194,201

Market Trends

Home Value History (with trend line)

$542K$482K$422K$363K$303K$243KJan 2012May 2019Jul 2026

Rent History (with trend line)

No data available

📊 How Does 87571 Compare?

Metric 87571 Taos Taos, NM New Mexico
Home Value $432,948 $468,053 N/A $308,799
5-Year CAGR N/A 0.4% N/A 7.3%
Avg Rent $2,200 $1,852 N/A -
Cap Rate 4.0% 3.1% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 87571 (Taos, NM). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Low
5yr Growth
-1.3%
Declining

📉 Market Crash Risk Index

Based on Taos, NM metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
83%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $432,948
Monthly Rent $2,200
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 2.7%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR -5.4% ▼
5-Year CAGR -1.3% ▼
10-Year CAGR +2.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 87571

Population: 12,544

💰 Median Household Income
$53,915
This area
$53,915
State
$55,880
USA
$74,580
🏠 Renter Occupied
27.5%
This area
27.5%
State
21.3%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-32.0%
USA
3.7%
🎓 College Educated
41.1%
This area
41.1%
State
-18.1%
USA
33.7%
👤 Median Age
49.3 years
This area
49.3 years
State
-44.7 years
USA
38.9 years
🏚️ Vacancy Rate
27.3%
This area
27.3%
State
29.3%
USA
10.5%
👥 Population by Ethnicity
White 61.3%
Other/Mixed 37.8%
Hispanic/Latino 22.4%
Asian 0.7%
Black/African American 0.2%
👶 Under 18
13.3%
This area
13.3%
USA
22.0%
👴 65 and Over
30.9%
This area
30.9%
USA
17.3%
📊 Poverty Rate
14.9%
This area
14.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 87571

B Avg School Grade
11 Schools
15.7:1 Avg Class Size
$16,606 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ENOS GARCIA ELEMENTARY

📚 Pre-K – 05 Elementary
👥
362 Students
👨‍🏫
10.7:1 Class Size
💰
$17,490 Per Student
A+ Excellent

TAOS MIDDLE

📚 06 – 08 Middle
👥
344 Students
👨‍🏫
10.1:1 Class Size
💰
$17,490 Per Student
A Very Good

TAOS MUNICIPAL CHARTER

📚 K – 08 School Charter
👥
211 Students
👨‍🏫
11.3:1 Class Size
💰
$17,490 Per Student
A Very Good

TAOS HIGH

📚 09 – 12 High School
👥
763 Students
👨‍🏫
15.4:1 Class Size
💰
$17,490 Per Student
B+ Above Average

TAOS INTERNATIONAL SCHOOL

📚 K – 08 School Charter
👥
176 Students
👨‍🏫
10.8:1 Class Size
💰
$16,763 Per Student
B+ Above Average

TAOS INTEGRATED SCHOOL OF ARTS

📚 K – 08 School Charter
👥
205 Students
👨‍🏫
11.9:1 Class Size
💰
$12,440 Per Student
B Good

TAOS ACADEMY

📚 05 – 12 High School Charter
👥
247 Students
👨‍🏫
16.3:1 Class Size
💰
$15,315 Per Student
B Good

VISTA GRANDE HIGH SCHOOL

📚 09 – 12 High School Charter
👥
67 Students
👨‍🏫
9.2:1 Class Size
C+ Average

CHRYSALIS ALTERNATIVE

📚 07 – 12 High School Limited Data
💰
$17,490 Per Student
C Below Average

TAOS CYBER MAGNET

📚 09 – 12 High School
👥
12 Students
👨‍🏫
30.0:1 Class Size
💰
$17,490 Per Student
D Needs Improvement

Taos Day School

📚 K – 08 School
👥
94 Students
👨‍🏫
31.3:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 640 Off-Campus Students
C
University of New Mexico-Taos Campus
854 students · 10.7 mi

Investor Insight: With 640 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What monthly rent should investors expect in Taos, NM?

Rental rates in Taos, NM average $2,200/mo. Tenant demand and $433K home values make the yield look reasonable by investor standards.

Are tenants stable in Taos, NM?

Working renters make up the core of the Taos, NM tenant base. The pool is reasonable for investors targeting long-term holds.

How does Taos, NM stack up for property investment?

Yes - Taos, NM a 2.0/5 investability score. With $433K home prices against $2,200/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is house hacking profitable in Taos, NM?

House hacking in Taos, NM is reasonable to execute. Prices around $433K and rents of $2,200/mo solid owner-occupant economics.

What is the typical vacancy rate in Taos, NM?

Taos, NM vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

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How 87571 ranks in Taos, NM

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