Real Estate Investing in Cuba, New Mexico (87013)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 87013 (Cuba, NM)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 24.3% of homes vacant — above national norms.
- Elevated poverty: 42.1% poverty rate — can affect rent collection.
- Higher unemployment: 7.3% unemployment — tenant risk signal.
- Lower household income: $27,388 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cuba, NM (87013)?
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Market Analysis: 87013 Cuba
The 87013 ZIP in Cuba, NM is a local-operator market. Outside capital chasing a $242K entry has to pair deep knowledge with the discount.
The 87013 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader NM picture, 87013 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Meanwhile, 5,314 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 87013 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Cuba:
Market Trends
Home Value History (with trend line)
📊 How Does 87013 Compare?
| Metric | 87013 | Cuba | Albuquerque, NM | New Mexico |
|---|---|---|---|---|
| Home Value | $241,540 | $241,540 | N/A | $308,799 |
| 5-Year CAGR | 3.6% | 3.6% | N/A | 7.3% |
| Avg Rent | $1,287 | $1,287 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 87013 (Cuba, NM). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $241,540 |
| Monthly Rent | $1,287 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +14.9% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 87013
Population: 5,314
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 87013
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strong is Cuba, NM for real estate investors?
Cuba, NM scores 3.0/5 for investability. Home values sit at $242K and rents near $1,287/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What is the typical vacancy rate in Cuba, NM?
Cuba, NM vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Where do home prices stand in Cuba, NM?
Cuba, NM home values average about $242K. That price point suits investors targeting rentals with $1,287/mo in monthly income.
Are landlord laws favorable in Cuba, NM?
Rental owners in Cuba, NM deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
What approach is best for Cuba, NM real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Cuba, NM. The numbers - $242K homes against $1,287/mo rents - support that play.
You know 87013 now. You don’t know where it ranks.
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