Real Estate Investing in Eagar, Arizona (85925)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Apache County • Population: 4,366 • Data updated: September 2026

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Should you buy in 85925 (Eagar, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Eagar, AZ (85925)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $319,887
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $81,071
% Renters 17.5%

Market Analysis: 85925 Eagar

This part of Apache County is not an easy win. The 85925 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 85925 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

From a cash-flow lens, 85925 offers a low basis, the region around Eagar has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 85925 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 85925 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Eagar:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 85925

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
3BR
+10.1% 5yr CAGR
Best Overall Value
4BR
$96,674/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $309,375 $1,590 3.7% +10.1% $103,125
4BR $386,695 $1,820 3.4% +8.8% $96,674

Market Trends

Home Value History (with trend line)

$337K$291K$246K$201K$156K$110KApr 2009Dec 2017Jul 2026

📊 How Does 85925 Compare?

Metric 85925 Eagar Arizona
Home Value $319,887 $319,887 $419,643
5-Year CAGR 4.9% 4.9% 6.5%
Avg Rent $1,053 $1,053 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 85925? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85925 (Eagar, AZ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $319,887
Monthly Rent $1,053
Price-to-Rent 25.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 85925

Population: 4,366

💰 Median Household Income
$81,071
This area
$81,071
State
$66,355
USA
$74,580
🏠 Renter Occupied
17.5%
This area
17.5%
State
28.6%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-23.2%
USA
3.7%
🎓 College Educated
25.4%
This area
25.4%
State
-1.0%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
27.9%
This area
27.9%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 87.2%
Other/Mixed 12.9%
Hispanic/Latino 9.9%
👶 Under 18
25.4%
This area
25.4%
USA
22.0%
👴 65 and Over
26.5%
This area
26.5%
USA
17.3%
📊 Poverty Rate
8.7%
This area
8.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85925

C+ Avg School Grade
5 Schools
18.8:1 Avg Class Size
$20,247 Avg Per Pupil

Schools in This ZIP Code

B Good

Round Valley Elementary School

📚 Pre-K – 04 Elementary
👥
454 Students
👨‍🏫
15.4:1 Class Size
💰
$12,559 Per Student
B Good

NAVIT - Round Valley High School

📚 09 – 12 High School Limited Data
👥
1 Students
💰
$51,000 Per Student
B Good

Round Valley High School

📚 09 – 12 High School
👥
416 Students
👨‍🏫
20.8:1 Class Size
💰
$12,559 Per Student
B Good

Round Valley Middle School

📚 05 – 08 School
👥
355 Students
👨‍🏫
20.3:1 Class Size
💰
$12,559 Per Student
C Below Average

Round Valley AOI

📚 K – 12 K-12 Limited Data
👥
62 Students
💰
$12,559 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the median home value in Eagar, AZ?

Typical homes in Eagar, AZ go for around $320K. The 5-year CAGR of 0.0% steady price movement.

How deep is the rental pool in Eagar, AZ?

The tenant pool in Eagar, AZ is solid, supported by local employment and population fundamentals. Rents of $1,053/mo are well-absorbed by the market.

How strong are rents in Eagar, AZ?

Investors in Eagar, AZ typically see rents near $1,053/mo per month against $320K home values - a solid setup for rental cash flow.

Does a duplex house hack pencil in Eagar, AZ?

For house hackers, Eagar, AZ is a challenging. The $1,053/mo rent on a unit helps defray the mortgage on a $320K property.

Is AZ a landlord-friendly state?

The landlord environment in Eagar, AZ is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 85925 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85925 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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