Real Estate Investing in Kearny, Arizona (85137)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pinal • Population: 2,533 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 85137 (Kearny, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.0% of homes vacant — above national norms.
  • Declining values: -0.2% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kearny, AZ (85137)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $167,170
Avg Monthly Rent $1,413
1% Rule ✗ Does Not Meet
Median Income $63,444
% Renters 15.1%

Market Analysis: 85137 Kearny

The 85137 ZIP in Kearny, AZ is a local-operator market. Outside capital chasing a $167K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 85137 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

On balance, 85137 offers a low basis, the region around Kearny has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A robust renter share of 15% in 85137 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 85137 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kearny:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Stable (+1.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,413/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$206K$178K$150K$122K$94K$66KJul 2006Jul 2016Jul 2026

📊 How Does 85137 Compare?

Metric 85137 Kearny Arizona
Home Value $167,170 $167,170 $419,643
5-Year CAGR N/A N/A 6.5%
Avg Rent $1,413 $1,413 -
Cap Rate 6.6% 6.6% -
💡 Why Invest in 85137? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85137 (Kearny, AZ). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 85137 (Kearny, AZ)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
6.6%
Good
5yr Growth
-0.2%
Declining

📊 Market Snapshot

Home Value $167,170
Monthly Rent $1,413
Price-to-Rent 9.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.1%
Cap Rate 6.6%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +1.7% ▲
3-Year CAGR -2.5% ▼
5-Year CAGR -0.2% ▼
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.6%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 85137

Population: 2,533

💰 Median Household Income
$63,444
This area
$63,444
State
$66,355
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
28.6%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-23.2%
USA
3.7%
🎓 College Educated
7.4%
This area
7.4%
State
-1.0%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
16.0%
This area
16.0%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 72.8%
Other/Mixed 27.2%
Hispanic/Latino 22.2%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
25.1%
This area
25.1%
USA
17.3%
📊 Poverty Rate
9.9%
This area
9.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85137

C+ Avg School Grade
3 Schools
16.6:1 Avg Class Size
$13,676 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Ray JR/SR High School

📚 07 – 12 High School
👥
171 Students
👨‍🏫
11.0:1 Class Size
💰
$13,676 Per Student
C Below Average

Ray Elementary School

📚 Pre-K – 06 School
👥
178 Students
👨‍🏫
22.3:1 Class Size
💰
$13,676 Per Student
C Below Average

CVIT - Ray High School

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much rent can I charge in Kearny, AZ?

Kearny, AZ rentals go for roughly $1,413/mo a month. That puts gross yield in solid territory relative to $167K acquisition costs.

What is the renter demographic in Kearny, AZ?

Tenant quality in Kearny, AZ ranks as solid. Landlords generally report reliable occupancy at market rents of $1,413/mo.

How do landlord-tenant laws work in Kearny, AZ?

AZ ranks as a landlord-friendly state for landlord-tenant law. Kearny generally follows the statewide framework, so landlords face reasonable operating rules.

Should investors consider Kearny, AZ?

With a 3.0/5 investability score, Kearny, AZ ranks as a solid market for rental property investors. Median prices of $167K and rents of $1,413/mo drive the underlying numbers.

What price range are homes in Kearny, AZ?

Median home price in Kearny, AZ is near $167K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

You know 85137 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85137 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 85137 (Kearny)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 85137 (Kearny, AZ).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.