Real Estate Investing in Elmo, Utah (84525)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Emery County • Population: 871 • Data updated: September 2026

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Should you buy in 84525 (Elmo, UT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Elmo, UT (84525)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $254,700
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $44,957
% Renters 29.7%

Market Analysis: 84525 Elmo

ZIP 84525 inside Emery County looks affordable on the surface — median value of $255K — but the discount exists for reasons that a careful buyer should understand before committing.

The 84525 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 84525 sits on the difficult end of the UT spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 84525 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Elmo:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Rising (+8.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Price, UT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Price, UT metro data

Market Trends

Home Value History (with trend line)

$260K$249K$238K$227K$216K$205KJan 2024May 2025Jul 2026

📊 How Does 84525 Compare?

Metric 84525 Elmo Price, UT Utah
Home Value $254,700 $313,525 N/A $530,173
5-Year CAGR N/A N/A N/A 7.0%
Avg Rent $1,143 $1,029 N/A -
Cap Rate 3.5% 2.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 84525 (Elmo, UT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.5%
Low

📉 Market Crash Risk Index

Based on Price, UT metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $254,700
Monthly Rent $1,143
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 11.9%

📈 Home Appreciation

1-Year +8.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 84525

Population: 871

💰 Median Household Income
$44,957
This area
$44,957
State
$79,091
USA
$74,580
🏠 Renter Occupied
29.7%
This area
29.7%
State
22.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.6%
USA
3.7%
🎓 College Educated
8.2%
This area
8.2%
State
0.8%
USA
33.7%
👤 Median Age
39.7 years
This area
39.7 years
State
-1.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.6%
This area
21.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 93.5%
Other/Mixed 6.5%
Hispanic/Latino 3.9%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
13.3%
This area
13.3%
USA
17.3%
📊 Poverty Rate
13.4%
This area
13.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 84525

A Avg School Grade
2 Schools
10.9:1 Avg Class Size
$27,568 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Green River High

📚 07 – 12 High School
👥
80 Students
👨‍🏫
8.2:1 Class Size
💰
$27,568 Per Student
A Very Good

Book Cliff School

📚 Pre-K – 06 School
👥
123 Students
👨‍🏫
13.7:1 Class Size
💰
$27,568 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Elmo, UT?

Elmo, UT records an investability rating of 2.0/5, with median home values near $255K and average rents around $1,143/mo. That combination puts it in the substantial tier for investor interest.

What real estate strategy is ideal for Elmo, UT?

Elmo, UT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($255K prices, $1,143/mo rents) make it a reasonable choice.

What is the average home sale price in Elmo, UT?

Expect median prices around $255K in Elmo, UT. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

What does house hacking look like in Elmo, UT?

The a challenging house-hack environment in Elmo, UT reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strong are rents in Elmo, UT?

The typical rental in Elmo, UT commands about $1,143/mo monthly. That rent profile steady cash flow against the $255K purchase basis.

You know 84525 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 84525 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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